LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,944
−HK$11,033/mo
▼ 0.25% · 3.875%
HK$181,417
−HK$5,560/mo
Today · 4.125%
HK$186,977
baseline
▲ 0.50% · 4.625%
HK$198,355
+HK$11,378/mo
Deposit HK$38.58M · loan HK$38.58M · min. income ≈ HK$373,954/mo (50% DSR)
Upfront cash ≈ HK$41.86M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,736
−HK$10,575/mo
▼ 0.25% · 3.875%
HK$200,986
−HK$5,325/mo
Today · 4.125%
HK$206,311
baseline
▲ 0.50% · 4.625%
HK$217,186
+HK$10,875/mo
Deposit HK$38.58M · loan HK$38.58M · min. income ≈ HK$412,622/mo (50% DSR)
Upfront cash ≈ HK$41.86M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,133
−HK$13,240/mo
▼ 0.25% · 3.875%
HK$217,700
−HK$6,673/mo
Today · 4.125%
HK$224,373
baseline
▲ 0.50% · 4.625%
HK$238,026
+HK$13,653/mo
Deposit HK$30.86M · loan HK$46.30M · min. income ≈ HK$448,746/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,883
−HK$12,690/mo
▼ 0.25% · 3.875%
HK$241,183
−HK$6,390/mo
Today · 4.125%
HK$247,573
baseline
▲ 0.50% · 4.625%
HK$260,623
+HK$13,050/mo
Deposit HK$30.86M · loan HK$46.30M · min. income ≈ HK$495,146/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,322
−HK$15,446/mo
▼ 0.25% · 3.875%
HK$253,984
−HK$7,784/mo
Today · 4.125%
HK$261,768
baseline
▲ 0.50% · 4.625%
HK$277,696
+HK$15,928/mo
Deposit HK$23.15M · loan HK$54.01M · min. income ≈ HK$523,536/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,031
−HK$14,805/mo
▼ 0.25% · 3.875%
HK$281,380
−HK$7,456/mo
Today · 4.125%
HK$288,836
baseline
▲ 0.50% · 4.625%
HK$304,061
+HK$15,225/mo
Deposit HK$23.15M · loan HK$54.01M · min. income ≈ HK$577,672/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,700
−HK$19,859/mo
▼ 0.25% · 3.875%
HK$326,551
−HK$10,008/mo
Today · 4.125%
HK$336,559
baseline
▲ 0.50% · 4.625%
HK$357,038
+HK$20,479/mo
Deposit HK$7.72M · loan HK$69.44M · min. income ≈ HK$673,118/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,325
−HK$19,035/mo
▼ 0.25% · 3.875%
HK$361,774
−HK$9,586/mo
Today · 4.125%
HK$371,360
baseline
▲ 0.50% · 4.625%
HK$390,935
+HK$19,575/mo
Deposit HK$7.72M · loan HK$69.44M · min. income ≈ HK$742,720/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$3,279,293 · Scale 2, in force from 26 Feb 2026)