LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,595
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,142
−HK$557/mo
Today · 4.125%
HK$18,699
baseline
▲ 0.50% · 4.625%
HK$19,836
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,398/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,574
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,099
−HK$533/mo
Today · 4.125%
HK$20,632
baseline
▲ 0.50% · 4.625%
HK$21,720
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,264/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,114
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,771
−HK$667/mo
Today · 4.125%
HK$22,438
baseline
▲ 0.50% · 4.625%
HK$23,804
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,876/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,489
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,119
−HK$639/mo
Today · 4.125%
HK$24,758
baseline
▲ 0.50% · 4.625%
HK$26,063
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,516/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,633
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,399
−HK$779/mo
Today · 4.125%
HK$26,178
baseline
▲ 0.50% · 4.625%
HK$27,771
+HK$1,593/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,356/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,404
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,139
−HK$746/mo
Today · 4.125%
HK$28,885
baseline
▲ 0.50% · 4.625%
HK$30,407
+HK$1,522/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,770/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,671
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,656
−HK$1,001/mo
Today · 4.125%
HK$33,657
baseline
▲ 0.50% · 4.625%
HK$35,705
+HK$2,048/mo
Deposit HK$772K · loan HK$6.94M · min. income ≈ HK$67,314/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,234
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,179
−HK$959/mo
Today · 4.125%
HK$37,138
baseline
▲ 0.50% · 4.625%
HK$39,095
+HK$1,957/mo
Deposit HK$772K · loan HK$6.94M · min. income ≈ HK$74,276/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,490 · Scale 2, in force from 26 Feb 2026)