LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,597
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,144
−HK$556/mo
Today · 4.125%
HK$18,700
baseline
▲ 0.50% · 4.625%
HK$19,838
+HK$1,138/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,400/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,576
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,101
−HK$533/mo
Today · 4.125%
HK$20,634
baseline
▲ 0.50% · 4.625%
HK$21,721
+HK$1,087/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,268/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,116
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,773
−HK$667/mo
Today · 4.125%
HK$22,440
baseline
▲ 0.50% · 4.625%
HK$23,806
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,880/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$639/mo
Today · 4.125%
HK$24,760
baseline
▲ 0.50% · 4.625%
HK$26,066
+HK$1,306/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,520/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,635
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,402
−HK$778/mo
Today · 4.125%
HK$26,180
baseline
▲ 0.50% · 4.625%
HK$27,773
+HK$1,593/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$52,360/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,406
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,141
−HK$746/mo
Today · 4.125%
HK$28,887
baseline
▲ 0.50% · 4.625%
HK$30,410
+HK$1,523/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$57,774/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,674
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,659
−HK$1,001/mo
Today · 4.125%
HK$33,660
baseline
▲ 0.50% · 4.625%
HK$35,708
+HK$2,048/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,320/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,237
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,182
−HK$959/mo
Today · 4.125%
HK$37,141
baseline
▲ 0.50% · 4.625%
HK$39,098
+HK$1,957/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,282/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,509 · Scale 2, in force from 26 Feb 2026)