LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,966
−HK$11,035/mo
▼ 0.25% · 3.875%
HK$181,440
−HK$5,561/mo
Today · 4.125%
HK$187,001
baseline
▲ 0.50% · 4.625%
HK$198,380
+HK$11,379/mo
Deposit HK$38.58M · loan HK$38.58M · min. income ≈ HK$374,002/mo (50% DSR)
Upfront cash ≈ HK$41.86M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,761
−HK$10,576/mo
▼ 0.25% · 3.875%
HK$201,011
−HK$5,326/mo
Today · 4.125%
HK$206,337
baseline
▲ 0.50% · 4.625%
HK$217,214
+HK$10,877/mo
Deposit HK$38.58M · loan HK$38.58M · min. income ≈ HK$412,674/mo (50% DSR)
Upfront cash ≈ HK$41.86M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,160
−HK$13,241/mo
▼ 0.25% · 3.875%
HK$217,728
−HK$6,673/mo
Today · 4.125%
HK$224,401
baseline
▲ 0.50% · 4.625%
HK$238,056
+HK$13,655/mo
Deposit HK$30.87M · loan HK$46.30M · min. income ≈ HK$448,802/mo (50% DSR)
Upfront cash ≈ HK$34.15M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,913
−HK$12,692/mo
▼ 0.25% · 3.875%
HK$241,213
−HK$6,392/mo
Today · 4.125%
HK$247,605
baseline
▲ 0.50% · 4.625%
HK$260,656
+HK$13,051/mo
Deposit HK$30.87M · loan HK$46.30M · min. income ≈ HK$495,210/mo (50% DSR)
Upfront cash ≈ HK$34.15M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,353
−HK$15,449/mo
▼ 0.25% · 3.875%
HK$254,016
−HK$7,786/mo
Today · 4.125%
HK$261,802
baseline
▲ 0.50% · 4.625%
HK$277,732
+HK$15,930/mo
Deposit HK$23.15M · loan HK$54.02M · min. income ≈ HK$523,604/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,065
−HK$14,807/mo
▼ 0.25% · 3.875%
HK$281,416
−HK$7,456/mo
Today · 4.125%
HK$288,872
baseline
▲ 0.50% · 4.625%
HK$304,099
+HK$15,227/mo
Deposit HK$23.15M · loan HK$54.02M · min. income ≈ HK$577,744/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,740
−HK$19,862/mo
▼ 0.25% · 3.875%
HK$326,592
−HK$10,010/mo
Today · 4.125%
HK$336,602
baseline
▲ 0.50% · 4.625%
HK$357,083
+HK$20,481/mo
Deposit HK$7.72M · loan HK$69.45M · min. income ≈ HK$673,204/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,370
−HK$19,037/mo
▼ 0.25% · 3.875%
HK$361,820
−HK$9,587/mo
Today · 4.125%
HK$371,407
baseline
▲ 0.50% · 4.625%
HK$390,984
+HK$19,577/mo
Deposit HK$7.72M · loan HK$69.45M · min. income ≈ HK$742,814/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$3,279,708 · Scale 2, in force from 26 Feb 2026)