LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,600
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,148
−HK$556/mo
Today · 4.125%
HK$18,704
baseline
▲ 0.50% · 4.625%
HK$19,842
+HK$1,138/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,408/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,580
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,105
−HK$533/mo
Today · 4.125%
HK$20,638
baseline
▲ 0.50% · 4.625%
HK$21,726
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,276/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,120
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,777
−HK$668/mo
Today · 4.125%
HK$22,445
baseline
▲ 0.50% · 4.625%
HK$23,810
+HK$1,365/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,890/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,496
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,126
−HK$639/mo
Today · 4.125%
HK$24,765
baseline
▲ 0.50% · 4.625%
HK$26,071
+HK$1,306/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,530/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,640
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$778/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,779
+HK$1,594/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,412
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,147
−HK$746/mo
Today · 4.125%
HK$28,893
baseline
▲ 0.50% · 4.625%
HK$30,416
+HK$1,523/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$57,786/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,680
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,666
−HK$1,001/mo
Today · 4.125%
HK$33,667
baseline
▲ 0.50% · 4.625%
HK$35,715
+HK$2,048/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,334/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,244
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,189
−HK$959/mo
Today · 4.125%
HK$37,148
baseline
▲ 0.50% · 4.625%
HK$39,106
+HK$1,958/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,296/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,554 · Scale 2, in force from 26 Feb 2026)