LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,604
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,152
−HK$556/mo
Today · 4.125%
HK$18,708
baseline
▲ 0.50% · 4.625%
HK$19,846
+HK$1,138/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,416/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,584
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,110
−HK$533/mo
Today · 4.125%
HK$20,643
baseline
▲ 0.50% · 4.625%
HK$21,731
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,286/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,125
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,782
−HK$668/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,816
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,501
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,132
−HK$639/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,077
+HK$1,306/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,646
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,412
−HK$779/mo
Today · 4.125%
HK$26,191
baseline
▲ 0.50% · 4.625%
HK$27,785
+HK$1,594/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$52,382/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,418
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$746/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,423
+HK$1,523/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,688
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,673
−HK$1,002/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,724
+HK$2,049/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,252
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,197
−HK$960/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$1,958/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,608 · Scale 2, in force from 26 Feb 2026)