LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,605
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,152
−HK$556/mo
Today · 4.125%
HK$18,708
baseline
▲ 0.50% · 4.625%
HK$19,847
+HK$1,139/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,416/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,585
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,110
−HK$533/mo
Today · 4.125%
HK$20,643
baseline
▲ 0.50% · 4.625%
HK$21,731
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,286/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,125
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,783
−HK$667/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,816
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,502
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,132
−HK$640/mo
Today · 4.125%
HK$24,772
baseline
▲ 0.50% · 4.625%
HK$26,077
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,544/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,646
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,413
−HK$779/mo
Today · 4.125%
HK$26,192
baseline
▲ 0.50% · 4.625%
HK$27,786
+HK$1,594/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$52,384/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,419
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$746/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,424
+HK$1,524/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,688
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,674
−HK$1,001/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,724
+HK$2,049/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,253
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,198
−HK$959/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,116
+HK$1,959/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,613 · Scale 2, in force from 26 Feb 2026)