LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,062
−HK$11,041/mo
▼ 0.25% · 3.875%
HK$181,539
−HK$5,564/mo
Today · 4.125%
HK$187,103
baseline
▲ 0.50% · 4.625%
HK$198,487
+HK$11,384/mo
Deposit HK$38.61M · loan HK$38.61M · min. income ≈ HK$374,206/mo (50% DSR)
Upfront cash ≈ HK$41.89M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,867
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$201,120
−HK$5,329/mo
Today · 4.125%
HK$206,449
baseline
▲ 0.50% · 4.625%
HK$217,332
+HK$10,883/mo
Deposit HK$38.61M · loan HK$38.61M · min. income ≈ HK$412,898/mo (50% DSR)
Upfront cash ≈ HK$41.89M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,274
−HK$13,249/mo
▼ 0.25% · 3.875%
HK$217,846
−HK$6,677/mo
Today · 4.125%
HK$224,523
baseline
▲ 0.50% · 4.625%
HK$238,185
+HK$13,662/mo
Deposit HK$30.88M · loan HK$46.33M · min. income ≈ HK$449,046/mo (50% DSR)
Upfront cash ≈ HK$34.17M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,041
−HK$12,698/mo
▼ 0.25% · 3.875%
HK$241,344
−HK$6,395/mo
Today · 4.125%
HK$247,739
baseline
▲ 0.50% · 4.625%
HK$260,798
+HK$13,059/mo
Deposit HK$30.88M · loan HK$46.33M · min. income ≈ HK$495,478/mo (50% DSR)
Upfront cash ≈ HK$34.17M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,487
−HK$15,457/mo
▼ 0.25% · 3.875%
HK$254,154
−HK$7,790/mo
Today · 4.125%
HK$261,944
baseline
▲ 0.50% · 4.625%
HK$277,882
+HK$15,938/mo
Deposit HK$23.16M · loan HK$54.05M · min. income ≈ HK$523,888/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,214
−HK$14,815/mo
▼ 0.25% · 3.875%
HK$281,568
−HK$7,461/mo
Today · 4.125%
HK$289,029
baseline
▲ 0.50% · 4.625%
HK$304,264
+HK$15,235/mo
Deposit HK$23.16M · loan HK$54.05M · min. income ≈ HK$578,058/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,912
−HK$19,873/mo
▼ 0.25% · 3.875%
HK$326,769
−HK$10,016/mo
Today · 4.125%
HK$336,785
baseline
▲ 0.50% · 4.625%
HK$357,277
+HK$20,492/mo
Deposit HK$7.72M · loan HK$69.49M · min. income ≈ HK$673,570/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,561
−HK$19,048/mo
▼ 0.25% · 3.875%
HK$362,017
−HK$9,592/mo
Today · 4.125%
HK$371,609
baseline
▲ 0.50% · 4.625%
HK$391,197
+HK$19,588/mo
Deposit HK$7.72M · loan HK$69.49M · min. income ≈ HK$743,218/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$3,281,490 · Scale 2, in force from 26 Feb 2026)