LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,132
−HK$11,045/mo
▼ 0.25% · 3.875%
HK$181,611
−HK$5,566/mo
Today · 4.125%
HK$187,177
baseline
▲ 0.50% · 4.625%
HK$198,567
+HK$11,390/mo
Deposit HK$38.62M · loan HK$38.62M · min. income ≈ HK$374,354/mo (50% DSR)
Upfront cash ≈ HK$41.90M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,945
−HK$10,587/mo
▼ 0.25% · 3.875%
HK$201,200
−HK$5,332/mo
Today · 4.125%
HK$206,532
baseline
▲ 0.50% · 4.625%
HK$217,418
+HK$10,886/mo
Deposit HK$38.62M · loan HK$38.62M · min. income ≈ HK$413,064/mo (50% DSR)
Upfront cash ≈ HK$41.90M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,359
−HK$13,254/mo
▼ 0.25% · 3.875%
HK$217,933
−HK$6,680/mo
Today · 4.125%
HK$224,613
baseline
▲ 0.50% · 4.625%
HK$238,280
+HK$13,667/mo
Deposit HK$30.90M · loan HK$46.35M · min. income ≈ HK$449,226/mo (50% DSR)
Upfront cash ≈ HK$34.18M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,134
−HK$12,704/mo
▼ 0.25% · 3.875%
HK$241,441
−HK$6,397/mo
Today · 4.125%
HK$247,838
baseline
▲ 0.50% · 4.625%
HK$260,902
+HK$13,064/mo
Deposit HK$30.90M · loan HK$46.35M · min. income ≈ HK$495,676/mo (50% DSR)
Upfront cash ≈ HK$34.18M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,585
−HK$15,463/mo
▼ 0.25% · 3.875%
HK$254,255
−HK$7,793/mo
Today · 4.125%
HK$262,048
baseline
▲ 0.50% · 4.625%
HK$277,993
+HK$15,945/mo
Deposit HK$23.17M · loan HK$54.07M · min. income ≈ HK$524,096/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,323
−HK$14,821/mo
▼ 0.25% · 3.875%
HK$281,681
−HK$7,463/mo
Today · 4.125%
HK$289,144
baseline
▲ 0.50% · 4.625%
HK$304,385
+HK$15,241/mo
Deposit HK$23.17M · loan HK$54.07M · min. income ≈ HK$578,288/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,038
−HK$19,881/mo
▼ 0.25% · 3.875%
HK$326,900
−HK$10,019/mo
Today · 4.125%
HK$336,919
baseline
▲ 0.50% · 4.625%
HK$357,420
+HK$20,501/mo
Deposit HK$7.72M · loan HK$69.52M · min. income ≈ HK$673,838/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,702
−HK$19,055/mo
▼ 0.25% · 3.875%
HK$362,161
−HK$9,596/mo
Today · 4.125%
HK$371,757
baseline
▲ 0.50% · 4.625%
HK$391,353
+HK$19,596/mo
Deposit HK$7.72M · loan HK$69.52M · min. income ≈ HK$743,514/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,282,797 · Scale 2, in force from 26 Feb 2026)