LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,160
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$181,640
−HK$5,567/mo
Today · 4.125%
HK$187,207
baseline
▲ 0.50% · 4.625%
HK$198,598
+HK$11,391/mo
Deposit HK$38.63M · loan HK$38.63M · min. income ≈ HK$374,414/mo (50% DSR)
Upfront cash ≈ HK$41.91M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,976
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$201,232
−HK$5,332/mo
Today · 4.125%
HK$206,564
baseline
▲ 0.50% · 4.625%
HK$217,452
+HK$10,888/mo
Deposit HK$38.63M · loan HK$38.63M · min. income ≈ HK$413,128/mo (50% DSR)
Upfront cash ≈ HK$41.91M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,392
−HK$13,256/mo
▼ 0.25% · 3.875%
HK$217,967
−HK$6,681/mo
Today · 4.125%
HK$224,648
baseline
▲ 0.50% · 4.625%
HK$238,317
+HK$13,669/mo
Deposit HK$30.90M · loan HK$46.35M · min. income ≈ HK$449,296/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,171
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$241,479
−HK$6,398/mo
Today · 4.125%
HK$247,877
baseline
▲ 0.50% · 4.625%
HK$260,943
+HK$13,066/mo
Deposit HK$30.90M · loan HK$46.35M · min. income ≈ HK$495,754/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,624
−HK$15,465/mo
▼ 0.25% · 3.875%
HK$254,295
−HK$7,794/mo
Today · 4.125%
HK$262,089
baseline
▲ 0.50% · 4.625%
HK$278,037
+HK$15,948/mo
Deposit HK$23.18M · loan HK$54.08M · min. income ≈ HK$524,178/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,367
−HK$14,823/mo
▼ 0.25% · 3.875%
HK$281,725
−HK$7,465/mo
Today · 4.125%
HK$289,190
baseline
▲ 0.50% · 4.625%
HK$304,433
+HK$15,243/mo
Deposit HK$23.18M · loan HK$54.08M · min. income ≈ HK$578,380/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,088
−HK$19,884/mo
▼ 0.25% · 3.875%
HK$326,951
−HK$10,021/mo
Today · 4.125%
HK$336,972
baseline
▲ 0.50% · 4.625%
HK$357,476
+HK$20,504/mo
Deposit HK$7.73M · loan HK$69.53M · min. income ≈ HK$673,944/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,757
−HK$19,058/mo
▼ 0.25% · 3.875%
HK$362,218
−HK$9,597/mo
Today · 4.125%
HK$371,815
baseline
▲ 0.50% · 4.625%
HK$391,414
+HK$19,599/mo
Deposit HK$7.73M · loan HK$69.53M · min. income ≈ HK$743,630/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,283,314 · Scale 2, in force from 26 Feb 2026)