LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,166
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$181,646
−HK$5,567/mo
Today · 4.125%
HK$187,213
baseline
▲ 0.50% · 4.625%
HK$198,605
+HK$11,392/mo
Deposit HK$38.63M · loan HK$38.63M · min. income ≈ HK$374,426/mo (50% DSR)
Upfront cash ≈ HK$41.91M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,983
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$201,239
−HK$5,332/mo
Today · 4.125%
HK$206,571
baseline
▲ 0.50% · 4.625%
HK$217,460
+HK$10,889/mo
Deposit HK$38.63M · loan HK$38.63M · min. income ≈ HK$413,142/mo (50% DSR)
Upfront cash ≈ HK$41.91M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,399
−HK$13,257/mo
▼ 0.25% · 3.875%
HK$217,975
−HK$6,681/mo
Today · 4.125%
HK$224,656
baseline
▲ 0.50% · 4.625%
HK$238,325
+HK$13,669/mo
Deposit HK$30.90M · loan HK$46.35M · min. income ≈ HK$449,312/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,179
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$241,487
−HK$6,398/mo
Today · 4.125%
HK$247,885
baseline
▲ 0.50% · 4.625%
HK$260,952
+HK$13,067/mo
Deposit HK$30.90M · loan HK$46.35M · min. income ≈ HK$495,770/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,632
−HK$15,466/mo
▼ 0.25% · 3.875%
HK$254,304
−HK$7,794/mo
Today · 4.125%
HK$262,098
baseline
▲ 0.50% · 4.625%
HK$278,046
+HK$15,948/mo
Deposit HK$23.18M · loan HK$54.08M · min. income ≈ HK$524,196/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,376
−HK$14,824/mo
▼ 0.25% · 3.875%
HK$281,735
−HK$7,465/mo
Today · 4.125%
HK$289,200
baseline
▲ 0.50% · 4.625%
HK$304,444
+HK$15,244/mo
Deposit HK$23.18M · loan HK$54.08M · min. income ≈ HK$578,400/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,099
−HK$19,885/mo
▼ 0.25% · 3.875%
HK$326,962
−HK$10,022/mo
Today · 4.125%
HK$336,984
baseline
▲ 0.50% · 4.625%
HK$357,488
+HK$20,504/mo
Deposit HK$7.73M · loan HK$69.53M · min. income ≈ HK$673,968/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,769
−HK$19,059/mo
▼ 0.25% · 3.875%
HK$362,230
−HK$9,598/mo
Today · 4.125%
HK$371,828
baseline
▲ 0.50% · 4.625%
HK$391,428
+HK$19,600/mo
Deposit HK$7.73M · loan HK$69.53M · min. income ≈ HK$743,656/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,283,426 · Scale 2, in force from 26 Feb 2026)