LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,214
−HK$11,050/mo
▼ 0.25% · 3.875%
HK$181,695
−HK$5,569/mo
Today · 4.125%
HK$187,264
baseline
▲ 0.50% · 4.625%
HK$198,659
+HK$11,395/mo
Deposit HK$38.64M · loan HK$38.64M · min. income ≈ HK$374,528/mo (50% DSR)
Upfront cash ≈ HK$41.92M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,036
−HK$10,592/mo
▼ 0.25% · 3.875%
HK$201,294
−HK$5,334/mo
Today · 4.125%
HK$206,628
baseline
▲ 0.50% · 4.625%
HK$217,519
+HK$10,891/mo
Deposit HK$38.64M · loan HK$38.64M · min. income ≈ HK$413,256/mo (50% DSR)
Upfront cash ≈ HK$41.92M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,457
−HK$13,260/mo
▼ 0.25% · 3.875%
HK$218,034
−HK$6,683/mo
Today · 4.125%
HK$224,717
baseline
▲ 0.50% · 4.625%
HK$238,391
+HK$13,674/mo
Deposit HK$30.91M · loan HK$46.37M · min. income ≈ HK$449,434/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,244
−HK$12,709/mo
▼ 0.25% · 3.875%
HK$241,553
−HK$6,400/mo
Today · 4.125%
HK$247,953
baseline
▲ 0.50% · 4.625%
HK$261,023
+HK$13,070/mo
Deposit HK$30.91M · loan HK$46.37M · min. income ≈ HK$495,906/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,700
−HK$15,470/mo
▼ 0.25% · 3.875%
HK$254,373
−HK$7,797/mo
Today · 4.125%
HK$262,170
baseline
▲ 0.50% · 4.625%
HK$278,122
+HK$15,952/mo
Deposit HK$23.18M · loan HK$54.09M · min. income ≈ HK$524,340/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,451
−HK$14,828/mo
▼ 0.25% · 3.875%
HK$281,812
−HK$7,467/mo
Today · 4.125%
HK$289,279
baseline
▲ 0.50% · 4.625%
HK$304,527
+HK$15,248/mo
Deposit HK$23.18M · loan HK$54.09M · min. income ≈ HK$578,558/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,185
−HK$19,891/mo
▼ 0.25% · 3.875%
HK$327,052
−HK$10,024/mo
Today · 4.125%
HK$337,076
baseline
▲ 0.50% · 4.625%
HK$357,586
+HK$20,510/mo
Deposit HK$7.73M · loan HK$69.55M · min. income ≈ HK$674,152/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,865
−HK$19,065/mo
▼ 0.25% · 3.875%
HK$362,329
−HK$9,601/mo
Today · 4.125%
HK$371,930
baseline
▲ 0.50% · 4.625%
HK$391,535
+HK$19,605/mo
Deposit HK$7.73M · loan HK$69.55M · min. income ≈ HK$743,860/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,284,323 · Scale 2, in force from 26 Feb 2026)