LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,242
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$181,724
−HK$5,570/mo
Today · 4.125%
HK$187,294
baseline
▲ 0.50% · 4.625%
HK$198,691
+HK$11,397/mo
Deposit HK$38.65M · loan HK$38.65M · min. income ≈ HK$374,588/mo (50% DSR)
Upfront cash ≈ HK$41.93M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,068
−HK$10,593/mo
▼ 0.25% · 3.875%
HK$201,326
−HK$5,335/mo
Today · 4.125%
HK$206,661
baseline
▲ 0.50% · 4.625%
HK$217,554
+HK$10,893/mo
Deposit HK$38.65M · loan HK$38.65M · min. income ≈ HK$413,322/mo (50% DSR)
Upfront cash ≈ HK$41.93M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,491
−HK$13,262/mo
▼ 0.25% · 3.875%
HK$218,069
−HK$6,684/mo
Today · 4.125%
HK$224,753
baseline
▲ 0.50% · 4.625%
HK$238,429
+HK$13,676/mo
Deposit HK$30.92M · loan HK$46.37M · min. income ≈ HK$449,506/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,281
−HK$12,712/mo
▼ 0.25% · 3.875%
HK$241,591
−HK$6,402/mo
Today · 4.125%
HK$247,993
baseline
▲ 0.50% · 4.625%
HK$261,065
+HK$13,072/mo
Deposit HK$30.92M · loan HK$46.37M · min. income ≈ HK$495,986/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,739
−HK$15,473/mo
▼ 0.25% · 3.875%
HK$254,414
−HK$7,798/mo
Today · 4.125%
HK$262,212
baseline
▲ 0.50% · 4.625%
HK$278,167
+HK$15,955/mo
Deposit HK$23.19M · loan HK$54.10M · min. income ≈ HK$524,424/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,495
−HK$14,830/mo
▼ 0.25% · 3.875%
HK$281,857
−HK$7,468/mo
Today · 4.125%
HK$289,325
baseline
▲ 0.50% · 4.625%
HK$304,576
+HK$15,251/mo
Deposit HK$23.19M · loan HK$54.10M · min. income ≈ HK$578,650/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,236
−HK$19,894/mo
▼ 0.25% · 3.875%
HK$327,104
−HK$10,026/mo
Today · 4.125%
HK$337,130
baseline
▲ 0.50% · 4.625%
HK$357,643
+HK$20,513/mo
Deposit HK$7.73M · loan HK$69.56M · min. income ≈ HK$674,260/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,922
−HK$19,067/mo
▼ 0.25% · 3.875%
HK$362,387
−HK$9,602/mo
Today · 4.125%
HK$371,989
baseline
▲ 0.50% · 4.625%
HK$391,597
+HK$19,608/mo
Deposit HK$7.73M · loan HK$69.56M · min. income ≈ HK$743,978/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$3,284,848 · Scale 2, in force from 26 Feb 2026)