LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,277
−HK$11,055/mo
▼ 0.25% · 3.875%
HK$181,761
−HK$5,571/mo
Today · 4.125%
HK$187,332
baseline
▲ 0.50% · 4.625%
HK$198,730
+HK$11,398/mo
Deposit HK$38.65M · loan HK$38.65M · min. income ≈ HK$374,664/mo (50% DSR)
Upfront cash ≈ HK$41.94M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,107
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$201,366
−HK$5,336/mo
Today · 4.125%
HK$206,702
baseline
▲ 0.50% · 4.625%
HK$217,597
+HK$10,895/mo
Deposit HK$38.65M · loan HK$38.65M · min. income ≈ HK$413,404/mo (50% DSR)
Upfront cash ≈ HK$41.94M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,533
−HK$13,265/mo
▼ 0.25% · 3.875%
HK$218,113
−HK$6,685/mo
Today · 4.125%
HK$224,798
baseline
▲ 0.50% · 4.625%
HK$238,476
+HK$13,678/mo
Deposit HK$30.92M · loan HK$46.38M · min. income ≈ HK$449,596/mo (50% DSR)
Upfront cash ≈ HK$34.21M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,328
−HK$12,714/mo
▼ 0.25% · 3.875%
HK$241,640
−HK$6,402/mo
Today · 4.125%
HK$248,042
baseline
▲ 0.50% · 4.625%
HK$261,117
+HK$13,075/mo
Deposit HK$30.92M · loan HK$46.38M · min. income ≈ HK$496,084/mo (50% DSR)
Upfront cash ≈ HK$34.21M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,788
−HK$15,476/mo
▼ 0.25% · 3.875%
HK$254,465
−HK$7,799/mo
Today · 4.125%
HK$262,264
baseline
▲ 0.50% · 4.625%
HK$278,222
+HK$15,958/mo
Deposit HK$23.19M · loan HK$54.11M · min. income ≈ HK$524,528/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,550
−HK$14,833/mo
▼ 0.25% · 3.875%
HK$281,913
−HK$7,470/mo
Today · 4.125%
HK$289,383
baseline
▲ 0.50% · 4.625%
HK$304,636
+HK$15,253/mo
Deposit HK$23.19M · loan HK$54.11M · min. income ≈ HK$578,766/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,299
−HK$19,898/mo
▼ 0.25% · 3.875%
HK$327,169
−HK$10,028/mo
Today · 4.125%
HK$337,197
baseline
▲ 0.50% · 4.625%
HK$357,714
+HK$20,517/mo
Deposit HK$7.73M · loan HK$69.58M · min. income ≈ HK$674,394/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,992
−HK$19,071/mo
▼ 0.25% · 3.875%
HK$362,459
−HK$9,604/mo
Today · 4.125%
HK$372,063
baseline
▲ 0.50% · 4.625%
HK$391,675
+HK$19,612/mo
Deposit HK$7.73M · loan HK$69.58M · min. income ≈ HK$744,126/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,285,504 · Scale 2, in force from 26 Feb 2026)