LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,633
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,181
−HK$558/mo
Today · 4.125%
HK$18,739
baseline
▲ 0.50% · 4.625%
HK$19,879
+HK$1,140/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,478/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,616
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,143
−HK$533/mo
Today · 4.125%
HK$20,676
baseline
▲ 0.50% · 4.625%
HK$21,766
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,352/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,160
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,818
−HK$668/mo
Today · 4.125%
HK$22,486
baseline
▲ 0.50% · 4.625%
HK$23,855
+HK$1,369/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,972/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,540
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,171
−HK$641/mo
Today · 4.125%
HK$24,812
baseline
▲ 0.50% · 4.625%
HK$26,119
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,624/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,686
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,454
−HK$780/mo
Today · 4.125%
HK$26,234
baseline
▲ 0.50% · 4.625%
HK$27,830
+HK$1,596/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,468/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,463
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,200
−HK$747/mo
Today · 4.125%
HK$28,947
baseline
▲ 0.50% · 4.625%
HK$30,473
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,894/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,739
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,727
−HK$1,003/mo
Today · 4.125%
HK$33,730
baseline
▲ 0.50% · 4.625%
HK$35,782
+HK$2,052/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,460/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,310
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,257
−HK$960/mo
Today · 4.125%
HK$37,217
baseline
▲ 0.50% · 4.625%
HK$39,179
+HK$1,962/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,434/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,987 · Scale 2, in force from 26 Feb 2026)