LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,634
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,182
−HK$558/mo
Today · 4.125%
HK$18,740
baseline
▲ 0.50% · 4.625%
HK$19,880
+HK$1,140/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,480/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,617
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,144
−HK$533/mo
Today · 4.125%
HK$20,677
baseline
▲ 0.50% · 4.625%
HK$21,767
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,354/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,161
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,819
−HK$669/mo
Today · 4.125%
HK$22,488
baseline
▲ 0.50% · 4.625%
HK$23,856
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,976/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,541
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$641/mo
Today · 4.125%
HK$24,813
baseline
▲ 0.50% · 4.625%
HK$26,121
+HK$1,308/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,626/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,687
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$781/mo
Today · 4.125%
HK$26,236
baseline
▲ 0.50% · 4.625%
HK$27,832
+HK$1,596/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,472/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,464
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$747/mo
Today · 4.125%
HK$28,948
baseline
▲ 0.50% · 4.625%
HK$30,474
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,896/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,741
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,728
−HK$1,003/mo
Today · 4.125%
HK$33,731
baseline
▲ 0.50% · 4.625%
HK$35,784
+HK$2,053/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,462/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,311
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$960/mo
Today · 4.125%
HK$37,219
baseline
▲ 0.50% · 4.625%
HK$39,181
+HK$1,962/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,438/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,999 · Scale 2, in force from 26 Feb 2026)