LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,339
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$181,824
−HK$5,573/mo
Today · 4.125%
HK$187,397
baseline
▲ 0.50% · 4.625%
HK$198,799
+HK$11,402/mo
Deposit HK$38.67M · loan HK$38.67M · min. income ≈ HK$374,794/mo (50% DSR)
Upfront cash ≈ HK$41.95M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,175
−HK$10,599/mo
▼ 0.25% · 3.875%
HK$201,436
−HK$5,338/mo
Today · 4.125%
HK$206,774
baseline
▲ 0.50% · 4.625%
HK$217,673
+HK$10,899/mo
Deposit HK$38.67M · loan HK$38.67M · min. income ≈ HK$413,548/mo (50% DSR)
Upfront cash ≈ HK$41.95M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,606
−HK$13,270/mo
▼ 0.25% · 3.875%
HK$218,189
−HK$6,687/mo
Today · 4.125%
HK$224,876
baseline
▲ 0.50% · 4.625%
HK$238,559
+HK$13,683/mo
Deposit HK$30.93M · loan HK$46.40M · min. income ≈ HK$449,752/mo (50% DSR)
Upfront cash ≈ HK$34.22M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,410
−HK$12,718/mo
▼ 0.25% · 3.875%
HK$241,724
−HK$6,404/mo
Today · 4.125%
HK$248,128
baseline
▲ 0.50% · 4.625%
HK$261,208
+HK$13,080/mo
Deposit HK$30.93M · loan HK$46.40M · min. income ≈ HK$496,256/mo (50% DSR)
Upfront cash ≈ HK$34.22M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,874
−HK$15,481/mo
▼ 0.25% · 3.875%
HK$254,553
−HK$7,802/mo
Today · 4.125%
HK$262,355
baseline
▲ 0.50% · 4.625%
HK$278,319
+HK$15,964/mo
Deposit HK$23.20M · loan HK$54.13M · min. income ≈ HK$524,710/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,645
−HK$14,838/mo
▼ 0.25% · 3.875%
HK$282,011
−HK$7,472/mo
Today · 4.125%
HK$289,483
baseline
▲ 0.50% · 4.625%
HK$304,742
+HK$15,259/mo
Deposit HK$23.20M · loan HK$54.13M · min. income ≈ HK$578,966/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,410
−HK$19,904/mo
▼ 0.25% · 3.875%
HK$327,283
−HK$10,031/mo
Today · 4.125%
HK$337,314
baseline
▲ 0.50% · 4.625%
HK$357,839
+HK$20,525/mo
Deposit HK$7.73M · loan HK$69.60M · min. income ≈ HK$674,628/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,115
−HK$19,078/mo
▼ 0.25% · 3.875%
HK$362,585
−HK$9,608/mo
Today · 4.125%
HK$372,193
baseline
▲ 0.50% · 4.625%
HK$391,811
+HK$19,618/mo
Deposit HK$7.73M · loan HK$69.60M · min. income ≈ HK$744,386/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,286,645 · Scale 2, in force from 26 Feb 2026)