LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,368
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$181,854
−HK$5,573/mo
Today · 4.125%
HK$187,427
baseline
▲ 0.50% · 4.625%
HK$198,832
+HK$11,405/mo
Deposit HK$38.67M · loan HK$38.67M · min. income ≈ HK$374,854/mo (50% DSR)
Upfront cash ≈ HK$41.96M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,207
−HK$10,601/mo
▼ 0.25% · 3.875%
HK$201,469
−HK$5,339/mo
Today · 4.125%
HK$206,808
baseline
▲ 0.50% · 4.625%
HK$217,709
+HK$10,901/mo
Deposit HK$38.67M · loan HK$38.67M · min. income ≈ HK$413,616/mo (50% DSR)
Upfront cash ≈ HK$41.96M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,641
−HK$13,272/mo
▼ 0.25% · 3.875%
HK$218,224
−HK$6,689/mo
Today · 4.125%
HK$224,913
baseline
▲ 0.50% · 4.625%
HK$238,598
+HK$13,685/mo
Deposit HK$30.94M · loan HK$46.41M · min. income ≈ HK$449,826/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,449
−HK$12,720/mo
▼ 0.25% · 3.875%
HK$241,763
−HK$6,406/mo
Today · 4.125%
HK$248,169
baseline
▲ 0.50% · 4.625%
HK$261,250
+HK$13,081/mo
Deposit HK$30.94M · loan HK$46.41M · min. income ≈ HK$496,338/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,915
−HK$15,483/mo
▼ 0.25% · 3.875%
HK$254,595
−HK$7,803/mo
Today · 4.125%
HK$262,398
baseline
▲ 0.50% · 4.625%
HK$278,365
+HK$15,967/mo
Deposit HK$23.20M · loan HK$54.14M · min. income ≈ HK$524,796/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,690
−HK$14,841/mo
▼ 0.25% · 3.875%
HK$282,057
−HK$7,474/mo
Today · 4.125%
HK$289,531
baseline
▲ 0.50% · 4.625%
HK$304,792
+HK$15,261/mo
Deposit HK$23.20M · loan HK$54.14M · min. income ≈ HK$579,062/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,462
−HK$19,907/mo
▼ 0.25% · 3.875%
HK$327,336
−HK$10,033/mo
Today · 4.125%
HK$337,369
baseline
▲ 0.50% · 4.625%
HK$357,897
+HK$20,528/mo
Deposit HK$7.73M · loan HK$69.61M · min. income ≈ HK$674,738/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,173
−HK$19,081/mo
▼ 0.25% · 3.875%
HK$362,645
−HK$9,609/mo
Today · 4.125%
HK$372,254
baseline
▲ 0.50% · 4.625%
HK$391,876
+HK$19,622/mo
Deposit HK$7.73M · loan HK$69.61M · min. income ≈ HK$744,508/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,287,184 · Scale 2, in force from 26 Feb 2026)