LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,417
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$181,905
−HK$5,575/mo
Today · 4.125%
HK$187,480
baseline
▲ 0.50% · 4.625%
HK$198,888
+HK$11,408/mo
Deposit HK$38.68M · loan HK$38.68M · min. income ≈ HK$374,960/mo (50% DSR)
Upfront cash ≈ HK$41.97M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,262
−HK$10,604/mo
▼ 0.25% · 3.875%
HK$201,526
−HK$5,340/mo
Today · 4.125%
HK$206,866
baseline
▲ 0.50% · 4.625%
HK$217,770
+HK$10,904/mo
Deposit HK$38.68M · loan HK$38.68M · min. income ≈ HK$413,732/mo (50% DSR)
Upfront cash ≈ HK$41.97M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,701
−HK$13,275/mo
▼ 0.25% · 3.875%
HK$218,286
−HK$6,690/mo
Today · 4.125%
HK$224,976
baseline
▲ 0.50% · 4.625%
HK$238,665
+HK$13,689/mo
Deposit HK$30.95M · loan HK$46.42M · min. income ≈ HK$449,952/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,515
−HK$12,724/mo
▼ 0.25% · 3.875%
HK$241,831
−HK$6,408/mo
Today · 4.125%
HK$248,239
baseline
▲ 0.50% · 4.625%
HK$261,324
+HK$13,085/mo
Deposit HK$30.95M · loan HK$46.42M · min. income ≈ HK$496,478/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,984
−HK$15,488/mo
▼ 0.25% · 3.875%
HK$254,667
−HK$7,805/mo
Today · 4.125%
HK$262,472
baseline
▲ 0.50% · 4.625%
HK$278,443
+HK$15,971/mo
Deposit HK$23.21M · loan HK$54.16M · min. income ≈ HK$524,944/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,767
−HK$14,845/mo
▼ 0.25% · 3.875%
HK$282,136
−HK$7,476/mo
Today · 4.125%
HK$289,612
baseline
▲ 0.50% · 4.625%
HK$304,878
+HK$15,266/mo
Deposit HK$23.21M · loan HK$54.16M · min. income ≈ HK$579,224/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,551
−HK$19,913/mo
▼ 0.25% · 3.875%
HK$327,428
−HK$10,036/mo
Today · 4.125%
HK$337,464
baseline
▲ 0.50% · 4.625%
HK$357,998
+HK$20,534/mo
Deposit HK$7.74M · loan HK$69.63M · min. income ≈ HK$674,928/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,272
−HK$19,086/mo
▼ 0.25% · 3.875%
HK$362,747
−HK$9,611/mo
Today · 4.125%
HK$372,358
baseline
▲ 0.50% · 4.625%
HK$391,986
+HK$19,628/mo
Deposit HK$7.74M · loan HK$69.63M · min. income ≈ HK$744,716/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$3,288,108 · Scale 2, in force from 26 Feb 2026)