LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,643
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,191
−HK$558/mo
Today · 4.125%
HK$18,749
baseline
▲ 0.50% · 4.625%
HK$19,890
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,498/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,627
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,154
−HK$534/mo
Today · 4.125%
HK$20,688
baseline
▲ 0.50% · 4.625%
HK$21,778
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,376/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,171
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,830
−HK$669/mo
Today · 4.125%
HK$22,499
baseline
▲ 0.50% · 4.625%
HK$23,868
+HK$1,369/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,998/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,553
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,184
−HK$641/mo
Today · 4.125%
HK$24,825
baseline
▲ 0.50% · 4.625%
HK$26,134
+HK$1,309/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,650/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,700
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$780/mo
Today · 4.125%
HK$26,248
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,496/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,478
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,215
−HK$748/mo
Today · 4.125%
HK$28,963
baseline
▲ 0.50% · 4.625%
HK$30,489
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,926/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,757
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,744
−HK$1,004/mo
Today · 4.125%
HK$33,748
baseline
▲ 0.50% · 4.625%
HK$35,801
+HK$2,053/mo
Deposit HK$774K · loan HK$6.96M · min. income ≈ HK$67,496/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,329
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,276
−HK$962/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,200
+HK$1,962/mo
Deposit HK$774K · loan HK$6.96M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,113 · Scale 2, in force from 26 Feb 2026)