LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,643
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,192
−HK$557/mo
Today · 4.125%
HK$18,749
baseline
▲ 0.50% · 4.625%
HK$19,890
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,498/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,628
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,154
−HK$534/mo
Today · 4.125%
HK$20,688
baseline
▲ 0.50% · 4.625%
HK$21,778
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,376/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,172
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,830
−HK$669/mo
Today · 4.125%
HK$22,499
baseline
▲ 0.50% · 4.625%
HK$23,868
+HK$1,369/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,998/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,553
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,185
−HK$641/mo
Today · 4.125%
HK$24,826
baseline
▲ 0.50% · 4.625%
HK$26,134
+HK$1,308/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,652/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,700
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$781/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,597/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$747/mo
Today · 4.125%
HK$28,963
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,527/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,926/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,757
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,745
−HK$1,004/mo
Today · 4.125%
HK$33,749
baseline
▲ 0.50% · 4.625%
HK$35,802
+HK$2,053/mo
Deposit HK$774K · loan HK$6.96M · min. income ≈ HK$67,498/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,330
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$961/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$1,963/mo
Deposit HK$774K · loan HK$6.96M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,118 · Scale 2, in force from 26 Feb 2026)