LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,649
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,198
−HK$557/mo
Today · 4.125%
HK$18,755
baseline
▲ 0.50% · 4.625%
HK$19,897
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,510/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,634
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,160
−HK$535/mo
Today · 4.125%
HK$20,695
baseline
▲ 0.50% · 4.625%
HK$21,786
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,390/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,178
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,837
−HK$669/mo
Today · 4.125%
HK$22,506
baseline
▲ 0.50% · 4.625%
HK$23,876
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$45,012/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,561
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$641/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,309/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,708
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,477
−HK$780/mo
Today · 4.125%
HK$26,257
baseline
▲ 0.50% · 4.625%
HK$27,855
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,514/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,487
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,225
−HK$748/mo
Today · 4.125%
HK$28,973
baseline
▲ 0.50% · 4.625%
HK$30,500
+HK$1,527/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,946/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,768
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,756
−HK$1,004/mo
Today · 4.125%
HK$33,760
baseline
▲ 0.50% · 4.625%
HK$35,814
+HK$2,054/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,520/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,341
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$961/mo
Today · 4.125%
HK$37,250
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$1,964/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,500/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,193 · Scale 2, in force from 26 Feb 2026)