LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,505
−HK$11,068/mo
▼ 0.25% · 3.875%
HK$181,995
−HK$5,578/mo
Today · 4.125%
HK$187,573
baseline
▲ 0.50% · 4.625%
HK$198,986
+HK$11,413/mo
Deposit HK$38.70M · loan HK$38.70M · min. income ≈ HK$375,146/mo (50% DSR)
Upfront cash ≈ HK$41.99M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,360
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$201,626
−HK$5,342/mo
Today · 4.125%
HK$206,968
baseline
▲ 0.50% · 4.625%
HK$217,878
+HK$10,910/mo
Deposit HK$38.70M · loan HK$38.70M · min. income ≈ HK$413,936/mo (50% DSR)
Upfront cash ≈ HK$41.99M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,806
−HK$13,282/mo
▼ 0.25% · 3.875%
HK$218,394
−HK$6,694/mo
Today · 4.125%
HK$225,088
baseline
▲ 0.50% · 4.625%
HK$238,784
+HK$13,696/mo
Deposit HK$30.96M · loan HK$46.44M · min. income ≈ HK$450,176/mo (50% DSR)
Upfront cash ≈ HK$34.25M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,632
−HK$12,730/mo
▼ 0.25% · 3.875%
HK$241,951
−HK$6,411/mo
Today · 4.125%
HK$248,362
baseline
▲ 0.50% · 4.625%
HK$261,454
+HK$13,092/mo
Deposit HK$30.96M · loan HK$46.44M · min. income ≈ HK$496,724/mo (50% DSR)
Upfront cash ≈ HK$34.25M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,107
−HK$15,495/mo
▼ 0.25% · 3.875%
HK$254,793
−HK$7,809/mo
Today · 4.125%
HK$262,602
baseline
▲ 0.50% · 4.625%
HK$278,581
+HK$15,979/mo
Deposit HK$23.22M · loan HK$54.18M · min. income ≈ HK$525,204/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,904
−HK$14,852/mo
▼ 0.25% · 3.875%
HK$282,276
−HK$7,480/mo
Today · 4.125%
HK$289,756
baseline
▲ 0.50% · 4.625%
HK$305,029
+HK$15,273/mo
Deposit HK$23.22M · loan HK$54.18M · min. income ≈ HK$579,512/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,708
−HK$19,924/mo
▼ 0.25% · 3.875%
HK$327,591
−HK$10,041/mo
Today · 4.125%
HK$337,632
baseline
▲ 0.50% · 4.625%
HK$358,176
+HK$20,544/mo
Deposit HK$7.74M · loan HK$69.67M · min. income ≈ HK$675,264/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,447
−HK$19,096/mo
▼ 0.25% · 3.875%
HK$362,927
−HK$9,616/mo
Today · 4.125%
HK$372,543
baseline
▲ 0.50% · 4.625%
HK$392,180
+HK$19,637/mo
Deposit HK$7.74M · loan HK$69.67M · min. income ≈ HK$745,086/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$3,289,740 · Scale 2, in force from 26 Feb 2026)