LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,652
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,201
−HK$558/mo
Today · 4.125%
HK$18,759
baseline
▲ 0.50% · 4.625%
HK$19,900
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,518/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,164
−HK$535/mo
Today · 4.125%
HK$20,699
baseline
▲ 0.50% · 4.625%
HK$21,790
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,398/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,182
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$670/mo
Today · 4.125%
HK$22,511
baseline
▲ 0.50% · 4.625%
HK$23,881
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$45,022/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$641/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,148
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,713
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,482
−HK$781/mo
Today · 4.125%
HK$26,263
baseline
▲ 0.50% · 4.625%
HK$27,861
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,526/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,493
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,230
−HK$748/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,506
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,774
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$1,004/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,821
+HK$2,055/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,348
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,296
−HK$962/mo
Today · 4.125%
HK$37,258
baseline
▲ 0.50% · 4.625%
HK$39,222
+HK$1,964/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,516/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,239 · Scale 2, in force from 26 Feb 2026)