LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,654
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,204
−HK$558/mo
Today · 4.125%
HK$18,762
baseline
▲ 0.50% · 4.625%
HK$19,903
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,524/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,640
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,167
−HK$535/mo
Today · 4.125%
HK$20,702
baseline
▲ 0.50% · 4.625%
HK$21,793
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,404/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,185
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,844
−HK$670/mo
Today · 4.125%
HK$22,514
baseline
▲ 0.50% · 4.625%
HK$23,884
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,028/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,569
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,201
−HK$641/mo
Today · 4.125%
HK$24,842
baseline
▲ 0.50% · 4.625%
HK$26,151
+HK$1,309/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,684/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,716
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,485
−HK$781/mo
Today · 4.125%
HK$26,266
baseline
▲ 0.50% · 4.625%
HK$27,864
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,532/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,497
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$748/mo
Today · 4.125%
HK$28,982
baseline
▲ 0.50% · 4.625%
HK$30,510
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,964/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,778
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,767
−HK$1,004/mo
Today · 4.125%
HK$33,771
baseline
▲ 0.50% · 4.625%
HK$35,826
+HK$2,055/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,542/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,353
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,301
−HK$962/mo
Today · 4.125%
HK$37,263
baseline
▲ 0.50% · 4.625%
HK$39,227
+HK$1,964/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,526/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,270 · Scale 2, in force from 26 Feb 2026)