LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,657
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,207
−HK$558/mo
Today · 4.125%
HK$18,765
baseline
▲ 0.50% · 4.625%
HK$19,906
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,530/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,644
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,171
−HK$534/mo
Today · 4.125%
HK$20,705
baseline
▲ 0.50% · 4.625%
HK$21,796
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,410/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,189
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,848
−HK$670/mo
Today · 4.125%
HK$22,518
baseline
▲ 0.50% · 4.625%
HK$23,888
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,036/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,572
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,205
−HK$641/mo
Today · 4.125%
HK$24,846
baseline
▲ 0.50% · 4.625%
HK$26,156
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,692/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$782/mo
Today · 4.125%
HK$26,271
baseline
▲ 0.50% · 4.625%
HK$27,869
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,542/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,501
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,239
−HK$748/mo
Today · 4.125%
HK$28,987
baseline
▲ 0.50% · 4.625%
HK$30,515
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,974/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,783
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,772
−HK$1,004/mo
Today · 4.125%
HK$33,776
baseline
▲ 0.50% · 4.625%
HK$35,832
+HK$2,056/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,552/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,359
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,307
−HK$962/mo
Today · 4.125%
HK$37,269
baseline
▲ 0.50% · 4.625%
HK$39,233
+HK$1,964/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,538/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,309 · Scale 2, in force from 26 Feb 2026)