LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,659
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,208
−HK$558/mo
Today · 4.125%
HK$18,766
baseline
▲ 0.50% · 4.625%
HK$19,908
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,532/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,646
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,172
−HK$535/mo
Today · 4.125%
HK$20,707
baseline
▲ 0.50% · 4.625%
HK$21,798
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,414/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,191
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,850
−HK$670/mo
Today · 4.125%
HK$22,520
baseline
▲ 0.50% · 4.625%
HK$23,890
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,040/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,575
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,207
−HK$641/mo
Today · 4.125%
HK$24,848
baseline
▲ 0.50% · 4.625%
HK$26,158
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,723
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,492
−HK$781/mo
Today · 4.125%
HK$26,273
baseline
▲ 0.50% · 4.625%
HK$27,872
+HK$1,599/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,546/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,504
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$749/mo
Today · 4.125%
HK$28,990
baseline
▲ 0.50% · 4.625%
HK$30,518
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,980/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,786
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,775
−HK$1,005/mo
Today · 4.125%
HK$33,780
baseline
▲ 0.50% · 4.625%
HK$35,835
+HK$2,055/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,560/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,362
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,310
−HK$962/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,237
+HK$1,965/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,330 · Scale 2, in force from 26 Feb 2026)