LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,662
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,212
−HK$558/mo
Today · 4.125%
HK$18,770
baseline
▲ 0.50% · 4.625%
HK$19,912
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,540/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,649
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,176
−HK$535/mo
Today · 4.125%
HK$20,711
baseline
▲ 0.50% · 4.625%
HK$21,803
+HK$1,092/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,422/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,195
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,854
−HK$670/mo
Today · 4.125%
HK$22,524
baseline
▲ 0.50% · 4.625%
HK$23,895
+HK$1,371/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,048/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,579
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,212
−HK$641/mo
Today · 4.125%
HK$24,853
baseline
▲ 0.50% · 4.625%
HK$26,163
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,706/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,727
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,497
−HK$781/mo
Today · 4.125%
HK$26,278
baseline
▲ 0.50% · 4.625%
HK$27,877
+HK$1,599/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,556/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,509
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,247
−HK$748/mo
Today · 4.125%
HK$28,995
baseline
▲ 0.50% · 4.625%
HK$30,524
+HK$1,529/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,990/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,792
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,781
−HK$1,005/mo
Today · 4.125%
HK$33,786
baseline
▲ 0.50% · 4.625%
HK$35,842
+HK$2,056/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$67,572/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,369
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,317
−HK$963/mo
Today · 4.125%
HK$37,280
baseline
▲ 0.50% · 4.625%
HK$39,245
+HK$1,965/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$74,560/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,375 · Scale 2, in force from 26 Feb 2026)