LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,653
−HK$11,078/mo
▼ 0.25% · 3.875%
HK$182,148
−HK$5,583/mo
Today · 4.125%
HK$187,731
baseline
▲ 0.50% · 4.625%
HK$199,154
+HK$11,423/mo
Deposit HK$38.74M · loan HK$38.74M · min. income ≈ HK$375,462/mo (50% DSR)
Upfront cash ≈ HK$42.03M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,525
−HK$10,617/mo
▼ 0.25% · 3.875%
HK$201,796
−HK$5,346/mo
Today · 4.125%
HK$207,142
baseline
▲ 0.50% · 4.625%
HK$218,061
+HK$10,919/mo
Deposit HK$38.74M · loan HK$38.74M · min. income ≈ HK$414,284/mo (50% DSR)
Upfront cash ≈ HK$42.03M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,984
−HK$13,293/mo
▼ 0.25% · 3.875%
HK$218,578
−HK$6,699/mo
Today · 4.125%
HK$225,277
baseline
▲ 0.50% · 4.625%
HK$238,985
+HK$13,708/mo
Deposit HK$30.99M · loan HK$46.48M · min. income ≈ HK$450,554/mo (50% DSR)
Upfront cash ≈ HK$34.28M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,830
−HK$12,741/mo
▼ 0.25% · 3.875%
HK$242,155
−HK$6,416/mo
Today · 4.125%
HK$248,571
baseline
▲ 0.50% · 4.625%
HK$261,673
+HK$13,102/mo
Deposit HK$30.99M · loan HK$46.48M · min. income ≈ HK$497,142/mo (50% DSR)
Upfront cash ≈ HK$34.28M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,314
−HK$15,509/mo
▼ 0.25% · 3.875%
HK$255,007
−HK$7,816/mo
Today · 4.125%
HK$262,823
baseline
▲ 0.50% · 4.625%
HK$278,815
+HK$15,992/mo
Deposit HK$23.24M · loan HK$54.23M · min. income ≈ HK$525,646/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,135
−HK$14,864/mo
▼ 0.25% · 3.875%
HK$282,514
−HK$7,485/mo
Today · 4.125%
HK$289,999
baseline
▲ 0.50% · 4.625%
HK$305,286
+HK$15,287/mo
Deposit HK$23.24M · loan HK$54.23M · min. income ≈ HK$579,998/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,976
−HK$19,940/mo
▼ 0.25% · 3.875%
HK$327,867
−HK$10,049/mo
Today · 4.125%
HK$337,916
baseline
▲ 0.50% · 4.625%
HK$358,477
+HK$20,561/mo
Deposit HK$7.75M · loan HK$69.72M · min. income ≈ HK$675,832/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,745
−HK$19,111/mo
▼ 0.25% · 3.875%
HK$363,232
−HK$9,624/mo
Today · 4.125%
HK$372,856
baseline
▲ 0.50% · 4.625%
HK$392,510
+HK$19,654/mo
Deposit HK$7.75M · loan HK$69.72M · min. income ≈ HK$745,712/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$3,292,507 · Scale 2, in force from 26 Feb 2026)