LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,667
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$182,162
−HK$5,584/mo
Today · 4.125%
HK$187,746
baseline
▲ 0.50% · 4.625%
HK$199,169
+HK$11,423/mo
Deposit HK$38.74M · loan HK$38.74M · min. income ≈ HK$375,492/mo (50% DSR)
Upfront cash ≈ HK$42.03M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,540
−HK$10,619/mo
▼ 0.25% · 3.875%
HK$201,811
−HK$5,348/mo
Today · 4.125%
HK$207,159
baseline
▲ 0.50% · 4.625%
HK$218,078
+HK$10,919/mo
Deposit HK$38.74M · loan HK$38.74M · min. income ≈ HK$414,318/mo (50% DSR)
Upfront cash ≈ HK$42.03M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,000
−HK$13,295/mo
▼ 0.25% · 3.875%
HK$218,595
−HK$6,700/mo
Today · 4.125%
HK$225,295
baseline
▲ 0.50% · 4.625%
HK$239,003
+HK$13,708/mo
Deposit HK$30.99M · loan HK$46.49M · min. income ≈ HK$450,590/mo (50% DSR)
Upfront cash ≈ HK$34.28M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,848
−HK$12,742/mo
▼ 0.25% · 3.875%
HK$242,174
−HK$6,416/mo
Today · 4.125%
HK$248,590
baseline
▲ 0.50% · 4.625%
HK$261,694
+HK$13,104/mo
Deposit HK$30.99M · loan HK$46.49M · min. income ≈ HK$497,180/mo (50% DSR)
Upfront cash ≈ HK$34.28M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,334
−HK$15,510/mo
▼ 0.25% · 3.875%
HK$255,027
−HK$7,817/mo
Today · 4.125%
HK$262,844
baseline
▲ 0.50% · 4.625%
HK$278,837
+HK$15,993/mo
Deposit HK$23.24M · loan HK$54.23M · min. income ≈ HK$525,688/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,156
−HK$14,866/mo
▼ 0.25% · 3.875%
HK$282,536
−HK$7,486/mo
Today · 4.125%
HK$290,022
baseline
▲ 0.50% · 4.625%
HK$305,310
+HK$15,288/mo
Deposit HK$23.24M · loan HK$54.23M · min. income ≈ HK$580,044/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,000
−HK$19,942/mo
▼ 0.25% · 3.875%
HK$327,892
−HK$10,050/mo
Today · 4.125%
HK$337,942
baseline
▲ 0.50% · 4.625%
HK$358,505
+HK$20,563/mo
Deposit HK$7.75M · loan HK$69.73M · min. income ≈ HK$675,884/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,772
−HK$19,114/mo
▼ 0.25% · 3.875%
HK$363,260
−HK$9,626/mo
Today · 4.125%
HK$372,886
baseline
▲ 0.50% · 4.625%
HK$392,541
+HK$19,655/mo
Deposit HK$7.75M · loan HK$69.73M · min. income ≈ HK$745,772/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$3,292,764 · Scale 2, in force from 26 Feb 2026)