LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,670
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,220
−HK$558/mo
Today · 4.125%
HK$18,778
baseline
▲ 0.50% · 4.625%
HK$19,921
+HK$1,143/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,556/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,658
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,185
−HK$535/mo
Today · 4.125%
HK$20,720
baseline
▲ 0.50% · 4.625%
HK$21,812
+HK$1,092/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,440/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,204
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,863
−HK$671/mo
Today · 4.125%
HK$22,534
baseline
▲ 0.50% · 4.625%
HK$23,905
+HK$1,371/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,068/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,589
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,222
−HK$642/mo
Today · 4.125%
HK$24,864
baseline
▲ 0.50% · 4.625%
HK$26,174
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,728/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,738
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,507
−HK$782/mo
Today · 4.125%
HK$26,289
baseline
▲ 0.50% · 4.625%
HK$27,889
+HK$1,600/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,578/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$749/mo
Today · 4.125%
HK$29,008
baseline
▲ 0.50% · 4.625%
HK$30,537
+HK$1,529/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,806
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,795
−HK$1,005/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$2,057/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,384
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,333
−HK$962/mo
Today · 4.125%
HK$37,295
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$1,966/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$74,590/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,473 · Scale 2, in force from 26 Feb 2026)