LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,673
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,223
−HK$559/mo
Today · 4.125%
HK$18,782
baseline
▲ 0.50% · 4.625%
HK$19,924
+HK$1,142/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,564/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,661
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,189
−HK$535/mo
Today · 4.125%
HK$20,724
baseline
▲ 0.50% · 4.625%
HK$21,816
+HK$1,092/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,448/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,208
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,868
−HK$670/mo
Today · 4.125%
HK$22,538
baseline
▲ 0.50% · 4.625%
HK$23,909
+HK$1,371/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,076/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,226
−HK$642/mo
Today · 4.125%
HK$24,868
baseline
▲ 0.50% · 4.625%
HK$26,179
+HK$1,311/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,736/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,512
−HK$782/mo
Today · 4.125%
HK$26,294
baseline
▲ 0.50% · 4.625%
HK$27,894
+HK$1,600/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,588/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,526
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$749/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,542
+HK$1,529/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,812
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,802
−HK$1,005/mo
Today · 4.125%
HK$33,807
baseline
▲ 0.50% · 4.625%
HK$35,864
+HK$2,057/mo
Deposit HK$775K · loan HK$6.98M · min. income ≈ HK$67,614/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,391
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,340
−HK$963/mo
Today · 4.125%
HK$37,303
baseline
▲ 0.50% · 4.625%
HK$39,269
+HK$1,966/mo
Deposit HK$775K · loan HK$6.98M · min. income ≈ HK$74,606/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,518 · Scale 2, in force from 26 Feb 2026)