LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,680
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,230
−HK$558/mo
Today · 4.125%
HK$18,788
baseline
▲ 0.50% · 4.625%
HK$19,932
+HK$1,144/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,576/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,668
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,196
−HK$535/mo
Today · 4.125%
HK$20,731
baseline
▲ 0.50% · 4.625%
HK$21,824
+HK$1,093/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,462/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,216
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,875
−HK$671/mo
Today · 4.125%
HK$22,546
baseline
▲ 0.50% · 4.625%
HK$23,918
+HK$1,372/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,092/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,602
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,235
−HK$642/mo
Today · 4.125%
HK$24,877
baseline
▲ 0.50% · 4.625%
HK$26,189
+HK$1,312/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,754/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,751
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,521
−HK$783/mo
Today · 4.125%
HK$26,304
baseline
▲ 0.50% · 4.625%
HK$27,904
+HK$1,600/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,608/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,536
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,274
−HK$749/mo
Today · 4.125%
HK$29,023
baseline
▲ 0.50% · 4.625%
HK$30,553
+HK$1,530/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,046/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,823
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,813
−HK$1,006/mo
Today · 4.125%
HK$33,819
baseline
▲ 0.50% · 4.625%
HK$35,877
+HK$2,058/mo
Deposit HK$775K · loan HK$6.98M · min. income ≈ HK$67,638/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,403
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,353
−HK$963/mo
Today · 4.125%
HK$37,316
baseline
▲ 0.50% · 4.625%
HK$39,283
+HK$1,967/mo
Deposit HK$775K · loan HK$6.98M · min. income ≈ HK$74,632/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,601 · Scale 2, in force from 26 Feb 2026)