LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,807
−HK$11,087/mo
▼ 0.25% · 3.875%
HK$182,306
−HK$5,588/mo
Today · 4.125%
HK$187,894
baseline
▲ 0.50% · 4.625%
HK$199,327
+HK$11,433/mo
Deposit HK$38.77M · loan HK$38.77M · min. income ≈ HK$375,788/mo (50% DSR)
Upfront cash ≈ HK$42.06M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,696
−HK$10,627/mo
▼ 0.25% · 3.875%
HK$201,971
−HK$5,352/mo
Today · 4.125%
HK$207,323
baseline
▲ 0.50% · 4.625%
HK$218,251
+HK$10,928/mo
Deposit HK$38.77M · loan HK$38.77M · min. income ≈ HK$414,646/mo (50% DSR)
Upfront cash ≈ HK$42.06M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,168
−HK$13,305/mo
▼ 0.25% · 3.875%
HK$218,768
−HK$6,705/mo
Today · 4.125%
HK$225,473
baseline
▲ 0.50% · 4.625%
HK$239,192
+HK$13,719/mo
Deposit HK$31.02M · loan HK$46.52M · min. income ≈ HK$450,946/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,035
−HK$12,752/mo
▼ 0.25% · 3.875%
HK$242,365
−HK$6,422/mo
Today · 4.125%
HK$248,787
baseline
▲ 0.50% · 4.625%
HK$261,901
+HK$13,114/mo
Deposit HK$31.02M · loan HK$46.52M · min. income ≈ HK$497,574/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,529
−HK$15,523/mo
▼ 0.25% · 3.875%
HK$255,229
−HK$7,823/mo
Today · 4.125%
HK$263,052
baseline
▲ 0.50% · 4.625%
HK$279,058
+HK$16,006/mo
Deposit HK$23.26M · loan HK$54.28M · min. income ≈ HK$526,104/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,374
−HK$14,878/mo
▼ 0.25% · 3.875%
HK$282,759
−HK$7,493/mo
Today · 4.125%
HK$290,252
baseline
▲ 0.50% · 4.625%
HK$305,551
+HK$15,299/mo
Deposit HK$23.26M · loan HK$54.28M · min. income ≈ HK$580,504/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,252
−HK$19,957/mo
▼ 0.25% · 3.875%
HK$328,152
−HK$10,057/mo
Today · 4.125%
HK$338,209
baseline
▲ 0.50% · 4.625%
HK$358,789
+HK$20,580/mo
Deposit HK$7.75M · loan HK$69.78M · min. income ≈ HK$676,418/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,052
−HK$19,129/mo
▼ 0.25% · 3.875%
HK$363,548
−HK$9,633/mo
Today · 4.125%
HK$373,181
baseline
▲ 0.50% · 4.625%
HK$392,852
+HK$19,671/mo
Deposit HK$7.75M · loan HK$69.78M · min. income ≈ HK$746,362/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,295,370 · Scale 2, in force from 26 Feb 2026)