LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,814
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$182,314
−HK$5,588/mo
Today · 4.125%
HK$187,902
baseline
▲ 0.50% · 4.625%
HK$199,335
+HK$11,433/mo
Deposit HK$38.77M · loan HK$38.77M · min. income ≈ HK$375,804/mo (50% DSR)
Upfront cash ≈ HK$42.07M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,704
−HK$10,627/mo
▼ 0.25% · 3.875%
HK$201,979
−HK$5,352/mo
Today · 4.125%
HK$207,331
baseline
▲ 0.50% · 4.625%
HK$218,260
+HK$10,929/mo
Deposit HK$38.77M · loan HK$38.77M · min. income ≈ HK$414,662/mo (50% DSR)
Upfront cash ≈ HK$42.07M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,177
−HK$13,305/mo
▼ 0.25% · 3.875%
HK$218,777
−HK$6,705/mo
Today · 4.125%
HK$225,482
baseline
▲ 0.50% · 4.625%
HK$239,202
+HK$13,720/mo
Deposit HK$31.02M · loan HK$46.52M · min. income ≈ HK$450,964/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,045
−HK$12,752/mo
▼ 0.25% · 3.875%
HK$242,375
−HK$6,422/mo
Today · 4.125%
HK$248,797
baseline
▲ 0.50% · 4.625%
HK$261,912
+HK$13,115/mo
Deposit HK$31.02M · loan HK$46.52M · min. income ≈ HK$497,594/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,540
−HK$15,523/mo
▼ 0.25% · 3.875%
HK$255,240
−HK$7,823/mo
Today · 4.125%
HK$263,063
baseline
▲ 0.50% · 4.625%
HK$279,069
+HK$16,006/mo
Deposit HK$23.26M · loan HK$54.28M · min. income ≈ HK$526,126/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,385
−HK$14,879/mo
▼ 0.25% · 3.875%
HK$282,771
−HK$7,493/mo
Today · 4.125%
HK$290,264
baseline
▲ 0.50% · 4.625%
HK$305,564
+HK$15,300/mo
Deposit HK$23.26M · loan HK$54.28M · min. income ≈ HK$580,528/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,265
−HK$19,958/mo
▼ 0.25% · 3.875%
HK$328,165
−HK$10,058/mo
Today · 4.125%
HK$338,223
baseline
▲ 0.50% · 4.625%
HK$358,803
+HK$20,580/mo
Deposit HK$7.75M · loan HK$69.79M · min. income ≈ HK$676,446/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,067
−HK$19,129/mo
▼ 0.25% · 3.875%
HK$363,563
−HK$9,633/mo
Today · 4.125%
HK$373,196
baseline
▲ 0.50% · 4.625%
HK$392,868
+HK$19,672/mo
Deposit HK$7.75M · loan HK$69.79M · min. income ≈ HK$746,392/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,295,505 · Scale 2, in force from 26 Feb 2026)