LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,827
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$182,327
−HK$5,588/mo
Today · 4.125%
HK$187,915
baseline
▲ 0.50% · 4.625%
HK$199,349
+HK$11,434/mo
Deposit HK$38.77M · loan HK$38.77M · min. income ≈ HK$375,830/mo (50% DSR)
Upfront cash ≈ HK$42.07M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,718
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$201,994
−HK$5,352/mo
Today · 4.125%
HK$207,346
baseline
▲ 0.50% · 4.625%
HK$218,275
+HK$10,929/mo
Deposit HK$38.77M · loan HK$38.77M · min. income ≈ HK$414,692/mo (50% DSR)
Upfront cash ≈ HK$42.07M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,192
−HK$13,306/mo
▼ 0.25% · 3.875%
HK$218,792
−HK$6,706/mo
Today · 4.125%
HK$225,498
baseline
▲ 0.50% · 4.625%
HK$239,219
+HK$13,721/mo
Deposit HK$31.02M · loan HK$46.53M · min. income ≈ HK$450,996/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,061
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$242,392
−HK$6,423/mo
Today · 4.125%
HK$248,815
baseline
▲ 0.50% · 4.625%
HK$261,930
+HK$13,115/mo
Deposit HK$31.02M · loan HK$46.53M · min. income ≈ HK$497,630/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,557
−HK$15,524/mo
▼ 0.25% · 3.875%
HK$255,258
−HK$7,823/mo
Today · 4.125%
HK$263,081
baseline
▲ 0.50% · 4.625%
HK$279,089
+HK$16,008/mo
Deposit HK$23.26M · loan HK$54.28M · min. income ≈ HK$526,162/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,405
−HK$14,879/mo
▼ 0.25% · 3.875%
HK$282,791
−HK$7,493/mo
Today · 4.125%
HK$290,284
baseline
▲ 0.50% · 4.625%
HK$305,585
+HK$15,301/mo
Deposit HK$23.26M · loan HK$54.28M · min. income ≈ HK$580,568/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,288
−HK$19,959/mo
▼ 0.25% · 3.875%
HK$328,188
−HK$10,059/mo
Today · 4.125%
HK$338,247
baseline
▲ 0.50% · 4.625%
HK$358,829
+HK$20,582/mo
Deposit HK$7.75M · loan HK$69.79M · min. income ≈ HK$676,494/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,092
−HK$19,130/mo
▼ 0.25% · 3.875%
HK$363,588
−HK$9,634/mo
Today · 4.125%
HK$373,222
baseline
▲ 0.50% · 4.625%
HK$392,895
+HK$19,673/mo
Deposit HK$7.75M · loan HK$69.79M · min. income ≈ HK$746,444/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,295,738 · Scale 2, in force from 26 Feb 2026)