LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,866
−HK$11,091/mo
▼ 0.25% · 3.875%
HK$182,367
−HK$5,590/mo
Today · 4.125%
HK$187,957
baseline
▲ 0.50% · 4.625%
HK$199,393
+HK$11,436/mo
Deposit HK$38.78M · loan HK$38.78M · min. income ≈ HK$375,914/mo (50% DSR)
Upfront cash ≈ HK$42.08M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,761
−HK$10,631/mo
▼ 0.25% · 3.875%
HK$202,038
−HK$5,354/mo
Today · 4.125%
HK$207,392
baseline
▲ 0.50% · 4.625%
HK$218,324
+HK$10,932/mo
Deposit HK$38.78M · loan HK$38.78M · min. income ≈ HK$414,784/mo (50% DSR)
Upfront cash ≈ HK$42.08M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,239
−HK$13,309/mo
▼ 0.25% · 3.875%
HK$218,841
−HK$6,707/mo
Today · 4.125%
HK$225,548
baseline
▲ 0.50% · 4.625%
HK$239,272
+HK$13,724/mo
Deposit HK$31.03M · loan HK$46.54M · min. income ≈ HK$451,096/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,114
−HK$12,756/mo
▼ 0.25% · 3.875%
HK$242,446
−HK$6,424/mo
Today · 4.125%
HK$248,870
baseline
▲ 0.50% · 4.625%
HK$261,988
+HK$13,118/mo
Deposit HK$31.03M · loan HK$46.54M · min. income ≈ HK$497,740/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,612
−HK$15,527/mo
▼ 0.25% · 3.875%
HK$255,314
−HK$7,825/mo
Today · 4.125%
HK$263,139
baseline
▲ 0.50% · 4.625%
HK$279,151
+HK$16,012/mo
Deposit HK$23.27M · loan HK$54.29M · min. income ≈ HK$526,278/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,466
−HK$14,882/mo
▼ 0.25% · 3.875%
HK$282,854
−HK$7,494/mo
Today · 4.125%
HK$290,348
baseline
▲ 0.50% · 4.625%
HK$305,653
+HK$15,305/mo
Deposit HK$23.27M · loan HK$54.29M · min. income ≈ HK$580,696/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,358
−HK$19,964/mo
▼ 0.25% · 3.875%
HK$328,261
−HK$10,061/mo
Today · 4.125%
HK$338,322
baseline
▲ 0.50% · 4.625%
HK$358,908
+HK$20,586/mo
Deposit HK$7.76M · loan HK$69.81M · min. income ≈ HK$676,644/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,170
−HK$19,135/mo
▼ 0.25% · 3.875%
HK$363,669
−HK$9,636/mo
Today · 4.125%
HK$373,305
baseline
▲ 0.50% · 4.625%
HK$392,983
+HK$19,678/mo
Deposit HK$7.76M · loan HK$69.81M · min. income ≈ HK$746,610/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,296,469 · Scale 2, in force from 26 Feb 2026)