LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,896
−HK$11,093/mo
▼ 0.25% · 3.875%
HK$182,399
−HK$5,590/mo
Today · 4.125%
HK$187,989
baseline
▲ 0.50% · 4.625%
HK$199,428
+HK$11,439/mo
Deposit HK$38.79M · loan HK$38.79M · min. income ≈ HK$375,978/mo (50% DSR)
Upfront cash ≈ HK$42.09M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,795
−HK$10,633/mo
▼ 0.25% · 3.875%
HK$202,073
−HK$5,355/mo
Today · 4.125%
HK$207,428
baseline
▲ 0.50% · 4.625%
HK$218,361
+HK$10,933/mo
Deposit HK$38.79M · loan HK$38.79M · min. income ≈ HK$414,856/mo (50% DSR)
Upfront cash ≈ HK$42.09M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,276
−HK$13,311/mo
▼ 0.25% · 3.875%
HK$218,879
−HK$6,708/mo
Today · 4.125%
HK$225,587
baseline
▲ 0.50% · 4.625%
HK$239,314
+HK$13,727/mo
Deposit HK$31.03M · loan HK$46.55M · min. income ≈ HK$451,174/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,154
−HK$12,759/mo
▼ 0.25% · 3.875%
HK$242,488
−HK$6,425/mo
Today · 4.125%
HK$248,913
baseline
▲ 0.50% · 4.625%
HK$262,034
+HK$13,121/mo
Deposit HK$31.03M · loan HK$46.55M · min. income ≈ HK$497,826/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,655
−HK$15,530/mo
▼ 0.25% · 3.875%
HK$255,358
−HK$7,827/mo
Today · 4.125%
HK$263,185
baseline
▲ 0.50% · 4.625%
HK$279,199
+HK$16,014/mo
Deposit HK$23.27M · loan HK$54.30M · min. income ≈ HK$526,370/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,513
−HK$14,886/mo
▼ 0.25% · 3.875%
HK$282,903
−HK$7,496/mo
Today · 4.125%
HK$290,399
baseline
▲ 0.50% · 4.625%
HK$305,706
+HK$15,307/mo
Deposit HK$23.27M · loan HK$54.30M · min. income ≈ HK$580,798/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,413
−HK$19,968/mo
▼ 0.25% · 3.875%
HK$328,318
−HK$10,063/mo
Today · 4.125%
HK$338,381
baseline
▲ 0.50% · 4.625%
HK$358,970
+HK$20,589/mo
Deposit HK$7.76M · loan HK$69.82M · min. income ≈ HK$676,762/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,232
−HK$19,138/mo
▼ 0.25% · 3.875%
HK$363,732
−HK$9,638/mo
Today · 4.125%
HK$373,370
baseline
▲ 0.50% · 4.625%
HK$393,050
+HK$19,680/mo
Deposit HK$7.76M · loan HK$69.82M · min. income ≈ HK$746,740/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$3,297,038 · Scale 2, in force from 26 Feb 2026)