LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,692
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,243
−HK$559/mo
Today · 4.125%
HK$18,802
baseline
▲ 0.50% · 4.625%
HK$19,946
+HK$1,144/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,604/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,683
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,210
−HK$536/mo
Today · 4.125%
HK$20,746
baseline
▲ 0.50% · 4.625%
HK$21,840
+HK$1,094/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,492/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,231
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,891
−HK$671/mo
Today · 4.125%
HK$22,562
baseline
▲ 0.50% · 4.625%
HK$23,935
+HK$1,373/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$45,124/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,619
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,253
−HK$642/mo
Today · 4.125%
HK$24,895
baseline
▲ 0.50% · 4.625%
HK$26,207
+HK$1,312/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$49,790/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,769
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,540
−HK$783/mo
Today · 4.125%
HK$26,323
baseline
▲ 0.50% · 4.625%
HK$27,924
+HK$1,601/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,646/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,556
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,295
−HK$749/mo
Today · 4.125%
HK$29,044
baseline
▲ 0.50% · 4.625%
HK$30,575
+HK$1,531/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,088/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,846
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,837
−HK$1,006/mo
Today · 4.125%
HK$33,843
baseline
▲ 0.50% · 4.625%
HK$35,903
+HK$2,060/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$67,686/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,429
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,379
−HK$964/mo
Today · 4.125%
HK$37,343
baseline
▲ 0.50% · 4.625%
HK$39,311
+HK$1,968/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$74,686/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,769 · Scale 2, in force from 26 Feb 2026)