LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,695
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,245
−HK$559/mo
Today · 4.125%
HK$18,804
baseline
▲ 0.50% · 4.625%
HK$19,949
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,608/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,685
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,213
−HK$536/mo
Today · 4.125%
HK$20,749
baseline
▲ 0.50% · 4.625%
HK$21,842
+HK$1,093/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,498/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,234
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,894
−HK$671/mo
Today · 4.125%
HK$22,565
baseline
▲ 0.50% · 4.625%
HK$23,938
+HK$1,373/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$45,130/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,622
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,256
−HK$643/mo
Today · 4.125%
HK$24,899
baseline
▲ 0.50% · 4.625%
HK$26,211
+HK$1,312/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$49,798/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,773
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$783/mo
Today · 4.125%
HK$26,326
baseline
▲ 0.50% · 4.625%
HK$27,928
+HK$1,602/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,652/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,559
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,298
−HK$750/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,531/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,851
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,841
−HK$1,007/mo
Today · 4.125%
HK$33,848
baseline
▲ 0.50% · 4.625%
HK$35,907
+HK$2,059/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$67,696/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,433
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,384
−HK$964/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,316
+HK$1,968/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,800 · Scale 2, in force from 26 Feb 2026)