LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,957
−HK$11,097/mo
▼ 0.25% · 3.875%
HK$182,462
−HK$5,592/mo
Today · 4.125%
HK$188,054
baseline
▲ 0.50% · 4.625%
HK$199,497
+HK$11,443/mo
Deposit HK$38.80M · loan HK$38.80M · min. income ≈ HK$376,108/mo (50% DSR)
Upfront cash ≈ HK$42.10M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,863
−HK$10,636/mo
▼ 0.25% · 3.875%
HK$202,143
−HK$5,356/mo
Today · 4.125%
HK$207,499
baseline
▲ 0.50% · 4.625%
HK$218,437
+HK$10,938/mo
Deposit HK$38.80M · loan HK$38.80M · min. income ≈ HK$414,998/mo (50% DSR)
Upfront cash ≈ HK$42.10M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,349
−HK$13,316/mo
▼ 0.25% · 3.875%
HK$218,954
−HK$6,711/mo
Today · 4.125%
HK$225,665
baseline
▲ 0.50% · 4.625%
HK$239,396
+HK$13,731/mo
Deposit HK$31.04M · loan HK$46.56M · min. income ≈ HK$451,330/mo (50% DSR)
Upfront cash ≈ HK$34.34M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,236
−HK$12,763/mo
▼ 0.25% · 3.875%
HK$242,572
−HK$6,427/mo
Today · 4.125%
HK$248,999
baseline
▲ 0.50% · 4.625%
HK$262,124
+HK$13,125/mo
Deposit HK$31.04M · loan HK$46.56M · min. income ≈ HK$497,998/mo (50% DSR)
Upfront cash ≈ HK$34.34M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,740
−HK$15,536/mo
▼ 0.25% · 3.875%
HK$255,446
−HK$7,830/mo
Today · 4.125%
HK$263,276
baseline
▲ 0.50% · 4.625%
HK$279,295
+HK$16,019/mo
Deposit HK$23.28M · loan HK$54.32M · min. income ≈ HK$526,552/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,609
−HK$14,890/mo
▼ 0.25% · 3.875%
HK$283,000
−HK$7,499/mo
Today · 4.125%
HK$290,499
baseline
▲ 0.50% · 4.625%
HK$305,811
+HK$15,312/mo
Deposit HK$23.28M · loan HK$54.32M · min. income ≈ HK$580,998/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,523
−HK$19,974/mo
▼ 0.25% · 3.875%
HK$328,431
−HK$10,066/mo
Today · 4.125%
HK$338,497
baseline
▲ 0.50% · 4.625%
HK$359,094
+HK$20,597/mo
Deposit HK$7.76M · loan HK$69.84M · min. income ≈ HK$676,994/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,354
−HK$19,145/mo
▼ 0.25% · 3.875%
HK$363,857
−HK$9,642/mo
Today · 4.125%
HK$373,499
baseline
▲ 0.50% · 4.625%
HK$393,186
+HK$19,687/mo
Deposit HK$7.76M · loan HK$69.84M · min. income ≈ HK$746,998/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$3,298,176 · Scale 2, in force from 26 Feb 2026)