LTV · monthly repayment
▼ 0.50% · 3.625%
HK$176,960
−HK$11,097/mo
▼ 0.25% · 3.875%
HK$182,465
−HK$5,592/mo
Today · 4.125%
HK$188,057
baseline
▲ 0.50% · 4.625%
HK$199,500
+HK$11,443/mo
Deposit HK$38.80M · loan HK$38.80M · min. income ≈ HK$376,114/mo (50% DSR)
Upfront cash ≈ HK$42.10M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,866
−HK$10,636/mo
▼ 0.25% · 3.875%
HK$202,146
−HK$5,356/mo
Today · 4.125%
HK$207,502
baseline
▲ 0.50% · 4.625%
HK$218,440
+HK$10,938/mo
Deposit HK$38.80M · loan HK$38.80M · min. income ≈ HK$415,004/mo (50% DSR)
Upfront cash ≈ HK$42.10M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,352
−HK$13,317/mo
▼ 0.25% · 3.875%
HK$218,958
−HK$6,711/mo
Today · 4.125%
HK$225,669
baseline
▲ 0.50% · 4.625%
HK$239,400
+HK$13,731/mo
Deposit HK$31.04M · loan HK$46.56M · min. income ≈ HK$451,338/mo (50% DSR)
Upfront cash ≈ HK$34.34M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,240
−HK$12,763/mo
▼ 0.25% · 3.875%
HK$242,575
−HK$6,428/mo
Today · 4.125%
HK$249,003
baseline
▲ 0.50% · 4.625%
HK$262,128
+HK$13,125/mo
Deposit HK$31.04M · loan HK$46.56M · min. income ≈ HK$498,006/mo (50% DSR)
Upfront cash ≈ HK$34.34M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,744
−HK$15,536/mo
▼ 0.25% · 3.875%
HK$255,450
−HK$7,830/mo
Today · 4.125%
HK$263,280
baseline
▲ 0.50% · 4.625%
HK$279,300
+HK$16,020/mo
Deposit HK$23.28M · loan HK$54.32M · min. income ≈ HK$526,560/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,613
−HK$14,890/mo
▼ 0.25% · 3.875%
HK$283,005
−HK$7,498/mo
Today · 4.125%
HK$290,503
baseline
▲ 0.50% · 4.625%
HK$305,816
+HK$15,313/mo
Deposit HK$23.28M · loan HK$54.32M · min. income ≈ HK$581,006/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,528
−HK$19,975/mo
▼ 0.25% · 3.875%
HK$328,436
−HK$10,067/mo
Today · 4.125%
HK$338,503
baseline
▲ 0.50% · 4.625%
HK$359,100
+HK$20,597/mo
Deposit HK$7.76M · loan HK$69.84M · min. income ≈ HK$677,006/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,359
−HK$19,145/mo
▼ 0.25% · 3.875%
HK$363,863
−HK$9,641/mo
Today · 4.125%
HK$373,504
baseline
▲ 0.50% · 4.625%
HK$393,192
+HK$19,688/mo
Deposit HK$7.76M · loan HK$69.84M · min. income ≈ HK$747,008/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$3,298,228 · Scale 2, in force from 26 Feb 2026)