LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,022
−HK$11,100/mo
▼ 0.25% · 3.875%
HK$182,528
−HK$5,594/mo
Today · 4.125%
HK$188,122
baseline
▲ 0.50% · 4.625%
HK$199,569
+HK$11,447/mo
Deposit HK$38.82M · loan HK$38.82M · min. income ≈ HK$376,244/mo (50% DSR)
Upfront cash ≈ HK$42.12M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,935
−HK$10,640/mo
▼ 0.25% · 3.875%
HK$202,216
−HK$5,359/mo
Today · 4.125%
HK$207,575
baseline
▲ 0.50% · 4.625%
HK$218,516
+HK$10,941/mo
Deposit HK$38.82M · loan HK$38.82M · min. income ≈ HK$415,150/mo (50% DSR)
Upfront cash ≈ HK$42.12M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,426
−HK$13,321/mo
▼ 0.25% · 3.875%
HK$219,034
−HK$6,713/mo
Today · 4.125%
HK$225,747
baseline
▲ 0.50% · 4.625%
HK$239,483
+HK$13,736/mo
Deposit HK$31.05M · loan HK$46.58M · min. income ≈ HK$451,494/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,322
−HK$12,767/mo
▼ 0.25% · 3.875%
HK$242,660
−HK$6,429/mo
Today · 4.125%
HK$249,089
baseline
▲ 0.50% · 4.625%
HK$262,219
+HK$13,130/mo
Deposit HK$31.05M · loan HK$46.58M · min. income ≈ HK$498,178/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,830
−HK$15,541/mo
▼ 0.25% · 3.875%
HK$255,539
−HK$7,832/mo
Today · 4.125%
HK$263,371
baseline
▲ 0.50% · 4.625%
HK$279,397
+HK$16,026/mo
Deposit HK$23.29M · loan HK$54.34M · min. income ≈ HK$526,742/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,709
−HK$14,895/mo
▼ 0.25% · 3.875%
HK$283,103
−HK$7,501/mo
Today · 4.125%
HK$290,604
baseline
▲ 0.50% · 4.625%
HK$305,922
+HK$15,318/mo
Deposit HK$23.29M · loan HK$54.34M · min. income ≈ HK$581,208/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,639
−HK$19,981/mo
▼ 0.25% · 3.875%
HK$328,550
−HK$10,070/mo
Today · 4.125%
HK$338,620
baseline
▲ 0.50% · 4.625%
HK$359,225
+HK$20,605/mo
Deposit HK$7.76M · loan HK$69.87M · min. income ≈ HK$677,240/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,483
−HK$19,151/mo
▼ 0.25% · 3.875%
HK$363,990
−HK$9,644/mo
Today · 4.125%
HK$373,634
baseline
▲ 0.50% · 4.625%
HK$393,329
+HK$19,695/mo
Deposit HK$7.76M · loan HK$69.87M · min. income ≈ HK$747,268/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$3,299,374 · Scale 2, in force from 26 Feb 2026)