LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,705
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,255
−HK$560/mo
Today · 4.125%
HK$18,815
baseline
▲ 0.50% · 4.625%
HK$19,960
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,630/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,696
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,224
−HK$536/mo
Today · 4.125%
HK$20,760
baseline
▲ 0.50% · 4.625%
HK$21,855
+HK$1,095/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,520/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,246
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,906
−HK$672/mo
Today · 4.125%
HK$22,578
baseline
▲ 0.50% · 4.625%
HK$23,952
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,156/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,635
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,269
−HK$643/mo
Today · 4.125%
HK$24,912
baseline
▲ 0.50% · 4.625%
HK$26,226
+HK$1,314/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,824/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$784/mo
Today · 4.125%
HK$26,341
baseline
▲ 0.50% · 4.625%
HK$27,944
+HK$1,603/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,682/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,575
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$750/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,532/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$1,007/mo
Today · 4.125%
HK$33,867
baseline
▲ 0.50% · 4.625%
HK$35,927
+HK$2,060/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$67,734/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,453
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,404
−HK$965/mo
Today · 4.125%
HK$37,369
baseline
▲ 0.50% · 4.625%
HK$39,338
+HK$1,969/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$74,738/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,930 · Scale 2, in force from 26 Feb 2026)