LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,090
−HK$11,105/mo
▼ 0.25% · 3.875%
HK$182,598
−HK$5,597/mo
Today · 4.125%
HK$188,195
baseline
▲ 0.50% · 4.625%
HK$199,646
+HK$11,451/mo
Deposit HK$38.83M · loan HK$38.83M · min. income ≈ HK$376,390/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,011
−HK$10,643/mo
▼ 0.25% · 3.875%
HK$202,294
−HK$5,360/mo
Today · 4.125%
HK$207,654
baseline
▲ 0.50% · 4.625%
HK$218,600
+HK$10,946/mo
Deposit HK$38.83M · loan HK$38.83M · min. income ≈ HK$415,308/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,508
−HK$13,326/mo
▼ 0.25% · 3.875%
HK$219,118
−HK$6,716/mo
Today · 4.125%
HK$225,834
baseline
▲ 0.50% · 4.625%
HK$239,575
+HK$13,741/mo
Deposit HK$31.06M · loan HK$46.60M · min. income ≈ HK$451,668/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,413
−HK$12,772/mo
▼ 0.25% · 3.875%
HK$242,753
−HK$6,432/mo
Today · 4.125%
HK$249,185
baseline
▲ 0.50% · 4.625%
HK$262,320
+HK$13,135/mo
Deposit HK$31.06M · loan HK$46.60M · min. income ≈ HK$498,370/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,926
−HK$15,547/mo
▼ 0.25% · 3.875%
HK$255,637
−HK$7,836/mo
Today · 4.125%
HK$263,473
baseline
▲ 0.50% · 4.625%
HK$279,504
+HK$16,031/mo
Deposit HK$23.30M · loan HK$54.36M · min. income ≈ HK$526,946/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,815
−HK$14,901/mo
▼ 0.25% · 3.875%
HK$283,212
−HK$7,504/mo
Today · 4.125%
HK$290,716
baseline
▲ 0.50% · 4.625%
HK$306,040
+HK$15,324/mo
Deposit HK$23.30M · loan HK$54.36M · min. income ≈ HK$581,432/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,761
−HK$19,990/mo
▼ 0.25% · 3.875%
HK$328,677
−HK$10,074/mo
Today · 4.125%
HK$338,751
baseline
▲ 0.50% · 4.625%
HK$359,363
+HK$20,612/mo
Deposit HK$7.77M · loan HK$69.90M · min. income ≈ HK$677,502/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,619
−HK$19,159/mo
▼ 0.25% · 3.875%
HK$364,130
−HK$9,648/mo
Today · 4.125%
HK$373,778
baseline
▲ 0.50% · 4.625%
HK$393,480
+HK$19,702/mo
Deposit HK$7.77M · loan HK$69.90M · min. income ≈ HK$747,556/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$3,300,643 · Scale 2, in force from 26 Feb 2026)