LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,097
−HK$11,106/mo
▼ 0.25% · 3.875%
HK$182,606
−HK$5,597/mo
Today · 4.125%
HK$188,203
baseline
▲ 0.50% · 4.625%
HK$199,655
+HK$11,452/mo
Deposit HK$38.83M · loan HK$38.83M · min. income ≈ HK$376,406/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,019
−HK$10,644/mo
▼ 0.25% · 3.875%
HK$202,303
−HK$5,360/mo
Today · 4.125%
HK$207,663
baseline
▲ 0.50% · 4.625%
HK$218,610
+HK$10,947/mo
Deposit HK$38.83M · loan HK$38.83M · min. income ≈ HK$415,326/mo (50% DSR)
Upfront cash ≈ HK$42.13M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,517
−HK$13,327/mo
▼ 0.25% · 3.875%
HK$219,127
−HK$6,717/mo
Today · 4.125%
HK$225,844
baseline
▲ 0.50% · 4.625%
HK$239,586
+HK$13,742/mo
Deposit HK$31.07M · loan HK$46.60M · min. income ≈ HK$451,688/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,423
−HK$12,773/mo
▼ 0.25% · 3.875%
HK$242,764
−HK$6,432/mo
Today · 4.125%
HK$249,196
baseline
▲ 0.50% · 4.625%
HK$262,332
+HK$13,136/mo
Deposit HK$31.07M · loan HK$46.60M · min. income ≈ HK$498,392/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,936
−HK$15,548/mo
▼ 0.25% · 3.875%
HK$255,649
−HK$7,835/mo
Today · 4.125%
HK$263,484
baseline
▲ 0.50% · 4.625%
HK$279,517
+HK$16,033/mo
Deposit HK$23.30M · loan HK$54.37M · min. income ≈ HK$526,968/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,827
−HK$14,902/mo
▼ 0.25% · 3.875%
HK$283,224
−HK$7,505/mo
Today · 4.125%
HK$290,729
baseline
▲ 0.50% · 4.625%
HK$306,053
+HK$15,324/mo
Deposit HK$23.30M · loan HK$54.37M · min. income ≈ HK$581,458/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,775
−HK$19,990/mo
▼ 0.25% · 3.875%
HK$328,691
−HK$10,074/mo
Today · 4.125%
HK$338,765
baseline
▲ 0.50% · 4.625%
HK$359,378
+HK$20,613/mo
Deposit HK$7.77M · loan HK$69.90M · min. income ≈ HK$677,530/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,634
−HK$19,160/mo
▼ 0.25% · 3.875%
HK$364,145
−HK$9,649/mo
Today · 4.125%
HK$373,794
baseline
▲ 0.50% · 4.625%
HK$393,497
+HK$19,703/mo
Deposit HK$7.77M · loan HK$69.90M · min. income ≈ HK$747,588/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$3,300,787 · Scale 2, in force from 26 Feb 2026)