LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,712
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,263
−HK$559/mo
Today · 4.125%
HK$18,822
baseline
▲ 0.50% · 4.625%
HK$19,968
+HK$1,146/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,644/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,704
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$537/mo
Today · 4.125%
HK$20,769
baseline
▲ 0.50% · 4.625%
HK$21,863
+HK$1,094/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,538/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,254
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,915
−HK$672/mo
Today · 4.125%
HK$22,587
baseline
▲ 0.50% · 4.625%
HK$23,961
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,174/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,645
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,279
−HK$643/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,236
+HK$1,314/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,796
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$783/mo
Today · 4.125%
HK$26,351
baseline
▲ 0.50% · 4.625%
HK$27,955
+HK$1,604/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,702/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,586
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,325
−HK$751/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,609
+HK$1,533/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,881
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,873
−HK$1,007/mo
Today · 4.125%
HK$33,880
baseline
▲ 0.50% · 4.625%
HK$35,942
+HK$2,062/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,760/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,467
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,418
−HK$965/mo
Today · 4.125%
HK$37,383
baseline
▲ 0.50% · 4.625%
HK$39,354
+HK$1,971/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,766/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,022 · Scale 2, in force from 26 Feb 2026)