LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,223
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$182,736
−HK$5,601/mo
Today · 4.125%
HK$188,337
baseline
▲ 0.50% · 4.625%
HK$199,796
+HK$11,459/mo
Deposit HK$38.86M · loan HK$38.86M · min. income ≈ HK$376,674/mo (50% DSR)
Upfront cash ≈ HK$42.16M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,159
−HK$10,652/mo
▼ 0.25% · 3.875%
HK$202,447
−HK$5,364/mo
Today · 4.125%
HK$207,811
baseline
▲ 0.50% · 4.625%
HK$218,765
+HK$10,954/mo
Deposit HK$38.86M · loan HK$38.86M · min. income ≈ HK$415,622/mo (50% DSR)
Upfront cash ≈ HK$42.16M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,668
−HK$13,336/mo
▼ 0.25% · 3.875%
HK$219,283
−HK$6,721/mo
Today · 4.125%
HK$226,004
baseline
▲ 0.50% · 4.625%
HK$239,756
+HK$13,752/mo
Deposit HK$31.09M · loan HK$46.63M · min. income ≈ HK$452,008/mo (50% DSR)
Upfront cash ≈ HK$34.39M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,591
−HK$12,782/mo
▼ 0.25% · 3.875%
HK$242,936
−HK$6,437/mo
Today · 4.125%
HK$249,373
baseline
▲ 0.50% · 4.625%
HK$262,518
+HK$13,145/mo
Deposit HK$31.09M · loan HK$46.63M · min. income ≈ HK$498,746/mo (50% DSR)
Upfront cash ≈ HK$34.39M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,112
−HK$15,559/mo
▼ 0.25% · 3.875%
HK$255,830
−HK$7,841/mo
Today · 4.125%
HK$263,671
baseline
▲ 0.50% · 4.625%
HK$279,715
+HK$16,044/mo
Deposit HK$23.32M · loan HK$54.40M · min. income ≈ HK$527,342/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,023
−HK$14,912/mo
▼ 0.25% · 3.875%
HK$283,425
−HK$7,510/mo
Today · 4.125%
HK$290,935
baseline
▲ 0.50% · 4.625%
HK$306,271
+HK$15,336/mo
Deposit HK$23.32M · loan HK$54.40M · min. income ≈ HK$581,870/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,002
−HK$20,004/mo
▼ 0.25% · 3.875%
HK$328,924
−HK$10,082/mo
Today · 4.125%
HK$339,006
baseline
▲ 0.50% · 4.625%
HK$359,634
+HK$20,628/mo
Deposit HK$7.77M · loan HK$69.95M · min. income ≈ HK$678,012/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,886
−HK$19,174/mo
▼ 0.25% · 3.875%
HK$364,404
−HK$9,656/mo
Today · 4.125%
HK$374,060
baseline
▲ 0.50% · 4.625%
HK$393,777
+HK$19,717/mo
Deposit HK$7.77M · loan HK$69.95M · min. income ≈ HK$748,120/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$3,303,130 · Scale 2, in force from 26 Feb 2026)