LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,312
−HK$11,119/mo
▼ 0.25% · 3.875%
HK$182,828
−HK$5,603/mo
Today · 4.125%
HK$188,431
baseline
▲ 0.50% · 4.625%
HK$199,897
+HK$11,466/mo
Deposit HK$38.88M · loan HK$38.88M · min. income ≈ HK$376,862/mo (50% DSR)
Upfront cash ≈ HK$42.18M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,258
−HK$10,657/mo
▼ 0.25% · 3.875%
HK$202,548
−HK$5,367/mo
Today · 4.125%
HK$207,915
baseline
▲ 0.50% · 4.625%
HK$218,875
+HK$10,960/mo
Deposit HK$38.88M · loan HK$38.88M · min. income ≈ HK$415,830/mo (50% DSR)
Upfront cash ≈ HK$42.18M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,775
−HK$13,343/mo
▼ 0.25% · 3.875%
HK$219,393
−HK$6,725/mo
Today · 4.125%
HK$226,118
baseline
▲ 0.50% · 4.625%
HK$239,876
+HK$13,758/mo
Deposit HK$31.10M · loan HK$46.66M · min. income ≈ HK$452,236/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,710
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$243,058
−HK$6,440/mo
Today · 4.125%
HK$249,498
baseline
▲ 0.50% · 4.625%
HK$262,650
+HK$13,152/mo
Deposit HK$31.10M · loan HK$46.66M · min. income ≈ HK$498,996/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,237
−HK$15,567/mo
▼ 0.25% · 3.875%
HK$255,959
−HK$7,845/mo
Today · 4.125%
HK$263,804
baseline
▲ 0.50% · 4.625%
HK$279,856
+HK$16,052/mo
Deposit HK$23.33M · loan HK$54.43M · min. income ≈ HK$527,608/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,161
−HK$14,920/mo
▼ 0.25% · 3.875%
HK$283,568
−HK$7,513/mo
Today · 4.125%
HK$291,081
baseline
▲ 0.50% · 4.625%
HK$306,425
+HK$15,344/mo
Deposit HK$23.33M · loan HK$54.43M · min. income ≈ HK$582,162/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,162
−HK$20,014/mo
▼ 0.25% · 3.875%
HK$329,090
−HK$10,086/mo
Today · 4.125%
HK$339,176
baseline
▲ 0.50% · 4.625%
HK$359,814
+HK$20,638/mo
Deposit HK$7.78M · loan HK$69.98M · min. income ≈ HK$678,352/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,065
−HK$19,183/mo
▼ 0.25% · 3.875%
HK$364,587
−HK$9,661/mo
Today · 4.125%
HK$374,248
baseline
▲ 0.50% · 4.625%
HK$393,975
+HK$19,727/mo
Deposit HK$7.78M · loan HK$69.98M · min. income ≈ HK$748,496/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$3,304,791 · Scale 2, in force from 26 Feb 2026)