LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,324
−HK$11,120/mo
▼ 0.25% · 3.875%
HK$182,840
−HK$5,604/mo
Today · 4.125%
HK$188,444
baseline
▲ 0.50% · 4.625%
HK$199,910
+HK$11,466/mo
Deposit HK$38.88M · loan HK$38.88M · min. income ≈ HK$376,888/mo (50% DSR)
Upfront cash ≈ HK$42.19M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,271
−HK$10,658/mo
▼ 0.25% · 3.875%
HK$202,562
−HK$5,367/mo
Today · 4.125%
HK$207,929
baseline
▲ 0.50% · 4.625%
HK$218,890
+HK$10,961/mo
Deposit HK$38.88M · loan HK$38.88M · min. income ≈ HK$415,858/mo (50% DSR)
Upfront cash ≈ HK$42.19M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,789
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$219,408
−HK$6,725/mo
Today · 4.125%
HK$226,133
baseline
▲ 0.50% · 4.625%
HK$239,892
+HK$13,759/mo
Deposit HK$31.11M · loan HK$46.66M · min. income ≈ HK$452,266/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,726
−HK$12,789/mo
▼ 0.25% · 3.875%
HK$243,075
−HK$6,440/mo
Today · 4.125%
HK$249,515
baseline
▲ 0.50% · 4.625%
HK$262,668
+HK$13,153/mo
Deposit HK$31.11M · loan HK$46.66M · min. income ≈ HK$499,030/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,254
−HK$15,568/mo
▼ 0.25% · 3.875%
HK$255,976
−HK$7,846/mo
Today · 4.125%
HK$263,822
baseline
▲ 0.50% · 4.625%
HK$279,875
+HK$16,053/mo
Deposit HK$23.33M · loan HK$54.44M · min. income ≈ HK$527,644/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,180
−HK$14,921/mo
▼ 0.25% · 3.875%
HK$283,587
−HK$7,514/mo
Today · 4.125%
HK$291,101
baseline
▲ 0.50% · 4.625%
HK$306,445
+HK$15,344/mo
Deposit HK$23.33M · loan HK$54.44M · min. income ≈ HK$582,202/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,184
−HK$20,015/mo
▼ 0.25% · 3.875%
HK$329,112
−HK$10,087/mo
Today · 4.125%
HK$339,199
baseline
▲ 0.50% · 4.625%
HK$359,839
+HK$20,640/mo
Deposit HK$7.78M · loan HK$69.99M · min. income ≈ HK$678,398/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,089
−HK$19,184/mo
▼ 0.25% · 3.875%
HK$364,612
−HK$9,661/mo
Today · 4.125%
HK$374,273
baseline
▲ 0.50% · 4.625%
HK$394,001
+HK$19,728/mo
Deposit HK$7.78M · loan HK$69.99M · min. income ≈ HK$748,546/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$3,305,015 · Scale 2, in force from 26 Feb 2026)